Legislation/page/3 news and trends

Bankers Advocate for Alternate Data to Expand Credit Access at Hearing
Consumer Finance // April 16, 2026

The availability of credit in the United States rests on a vast reporting system that translates consumer behavior into lending decisions, yet lawmakers heard Thursday (April 16) that weaknesses in how data is collected, disputed and applied are constraining access for many households. Get the...

CBDC Debate Signals Privacy Fault Line in Digital Money’s Future
CBDC // April 06, 2026

The progress of crypto policy in Washington has been nearly as volatile as digital asset markets themselves. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Credit Unions Push Back Against Illinois Swipe Fee Case
Legal // April 06, 2026

Credit union groups are continuing their campaign against an Illinois interchange fees law. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Credit Unions Back House Financial Privacy Bill
Credit Unions // April 06, 2026

The credit union industry is backing a proposed update to America’s financial privacy legislation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Interviews & Exclusives
New CLARITY Draft Puts Stablecoin Yield in the Crosshairs

March 25, 2026
What’s a crypto market without volatility, anyway? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing […]

Card Surcharges Turn Checkout Into a Loyalty Test as Shoppers Push Back

February 20, 2026
Merchant surcharges are in the news as retailers, large and small, look for extra revenue and consumers rail against their existence. Get the Full Story Complete the form to unlock...

Payment Networks Use Earnings Season to Press Their Case on Stablecoins

January 30, 2026
Even as policymakers continue to refine the rules of the road for stablecoins, earnings season offered a clearer view of how the payment networks are already moving from concept to...

Senate Crypto Regulation Markup Fizzles Over Stablecoin Yield Debate

January 15, 2026
Getting crypto markets legislation passed in the U.S. is becoming as volatile as crypto markets themselves. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Quick Reads
PACE Act Would Open Fed Payment Rails to FinTechs

April 21, 2026
New proposed federal legislation would give more financial institutions access to federal payment systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

Credit Unions Push Back Against Illinois Swipe Fee Case

April 06, 2026
Credit union groups are continuing their campaign against an Illinois interchange fees law. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Credit Unions Back House Financial Privacy Bill

April 06, 2026
The credit union industry is backing a proposed update to America’s financial privacy legislation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Treasury Opens a State Path for Smaller Stablecoin Issuers

April 01, 2026
The Treasury Department proposed its first regulation to implement the stablecoin-focused GENIUS Act. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...