Open Banking news and trends

Truist Teams With Mastercard for First Open Banking Integration
Partnerships // February 12, 2026

Truist launched its inaugural open banking integration, connecting first to Mastercard’s open finance technology, according to a Thursday (Feb. 12) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Consumer Payments // January 21, 2026

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital banks. “Pay by Bank Deep Dive: Digital Bank Users Are Ready to Switch,” a collaboration between PYMNTS Intelligence and Trustly,...

UK Regulators Offer Clarity on Open Banking Pricing Models
Regulation // January 20, 2026

British financial regulators have cleared an open banking project by the UK Payments Initiative (UKPI). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Obol to Expand Cash Flow Management Platform to Australia
B2B Payments // January 12, 2026

Obol will begin offering its artificial intelligence-driven cash flow management platform in Australia in February. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Data Aggregators Push Secure Access as Rule 1033 Rewrite Looms

February 19, 2026
Rule 1033 was supposed to be the moment U.S. open banking stopped being a patchwork of screen-scraping workarounds and became a regulated data right. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]

Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards

January 21, 2026
As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital banks. “Pay by Bank Deep...

Legacy Business Models Break

January 12, 2026
“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins get attacked, but who gets...

41% of Pay by Bank Users Want to Pay by Bank Beyond Retail

September 22, 2025
Most consumers in the United States aren’t saying no to pay by bank. They’re saying, “What’s that?” Get the Full Story Complete the form to unlock this article and enjoy...

Quick Reads
Truist Teams With Mastercard for First Open Banking Integration

February 12, 2026
Truist launched its inaugural open banking integration, connecting first to Mastercard’s open finance technology, according to a Thursday (Feb. 12) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By […]

UK Regulators Offer Clarity on Open Banking Pricing Models

January 20, 2026
British financial regulators have cleared an open banking project by the UK Payments Initiative (UKPI). Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Obol to Expand Cash Flow Management Platform to Australia

January 12, 2026
Obol will begin offering its artificial intelligence-driven cash flow management platform in Australia in February. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Flutterwave Acquires Mono to Boost Open Banking Offerings

January 05, 2026
Africa-focused payments technology company Flutterwave has acquired open banking infrastructure provider Mono. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...