Open Banking/page/23 news and trends

Experian Debuts Combined Credit and Cash Flow Scoring Model
Loans // November 10, 2025

Credit reporting agency Experian introduced its “Credit + Cashflow Score” offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

ACI Worldwide Acquires Open Banking Firm Payment Components
Acquisitions // November 03, 2025

Payments technology company ACI Worldwide has acquired financial messaging/open banking solutions provider Payment Components. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Coinbase and Tink Offer Pay by Bank Crypto Purchases in Germany
Cryptocurrency // October 30, 2025

Cryptocurrency exchange Coinbase has launched a partnership with the Visa-owned open banking platform Tink. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Court Halts CFPB’s Open Banking Rule as Banks, FinTechs Await Rewrite
Bank Regulation // October 29, 2025

Open banking’s path toward implementation took another turn on Wednesday (Oct. 29) when the U.S. District Court for the Eastern District of Kentucky enjoined the Consumer Financial Protection Bureau from enforcing its Personal Financial Data Rights Rule — the regulation built on Section 1033 of...

Interviews & Exclusives
41% of Pay by Bank Users Want to Pay by Bank Beyond Retail

September 22, 2025
Most consumers in the United States aren’t saying no to pay by bank. They’re saying, “What’s that?” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree […]

Former UK Open Banking Head Urges US to Learn Its Playbook

September 17, 2025
Watch more: TechReg Talks: Bill Roberts, Cambridge University Judge Business School Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Credit Unions Push Tech Upgrades Before Members Push Back

September 02, 2025
In the battle to keep customers and attract new ones, open banking is a key differentiator for credit unions, propelling top performers ahead while many others lag, potentially missing a...

Open Banking Shaken by Market-Regulation Clash

August 25, 2025
Open banking in the United States is in flux, characterized by fragmented private efforts and escalating bank-FinTech tension, while Europe evolves under regulation-driven market frameworks. Get the Full Story Complete...

Quick Reads
Lawmakers Encourage CFPB to Protect Consumer Choice While Rewriting Rule 1033

November 21, 2025
The chairman and vice chairman of the House Financial Services Committee are encouraging the Consumer Financial Protection Bureau (CFPB) to protect consumer choice and financial data privacy as it writes new rules for open banking. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content […]

Experian Debuts Combined Credit and Cash Flow Scoring Model

November 10, 2025
Credit reporting agency Experian introduced its “Credit + Cashflow Score” offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

ACI Worldwide Acquires Open Banking Firm Payment Components

November 03, 2025
Payments technology company ACI Worldwide has acquired financial messaging/open banking solutions provider Payment Components. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Coinbase and Tink Offer Pay by Bank Crypto Purchases in Germany

October 30, 2025
Cryptocurrency exchange Coinbase has launched a partnership with the Visa-owned open banking platform Tink. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...