Regulation 2 news and trends

France Reminds Crypto Companies of MiCA Licensing Deadline
Cryptocurrency // January 13, 2026

Only 30% of the crypto companies in France that are not licensed under new European Union rules have applied for a license, Reuters reported Tuesday (Jan. 13), citing a French regulator. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Consumers Pay the Price as State Regulation Fractures FinTech Scale
What's Trending // January 13, 2026

The CFPB’s decision to dial down enforcement of BNPL and other nonbank credit products hasn’t created a vacuum. It has invited fifty competing rulebooks to take its place.

CFPB Requests $145 Million in Funding After Court Order
CFPB // January 11, 2026

Russell T. Vought, the acting director of the Consumer Financial Protection Bureau (CFPB), has requested a $145 million transfer from the Federal Reserve to fund the agency for the second quarter of fiscal 2026. The Jan. 9 request follows a federal judge’s order that CFPB...

FDIC Requires SouthPoint Bank to Improve Credit Risk Management
Bank Regulation // December 29, 2025

The Federal Deposit Insurance Corp. (FDIC) announced a consent order with Birmingham, Alabama-based SouthPoint Bank that concerns “charges of unsafe or unsound banking practices and/or violations of law or regulation relating to weaknesses in management, asset quality, capital, earnings, and liquidity/funding.” Get the Full Story...

Interviews & Exclusives
Prediction Markets Become Flash Point Between Federal and State Regulators

December 11, 2025
Prediction markets, which let users bet on everything from the future price of Bitcoin to the future president of the United States, are the latest flash point between federal and state regulators. Real-money prediction markets technically like fall under the jurisdiction of the Commodities Futures Trading Commission (CFTC), but a growing number of states have […]

64% of Marketplaces Cut Churn With Embedded Finance Tools

November 27, 2025
Online marketplaces have spent the last decade layering payments and financial tools into their platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Intraday Liquidity Becomes Finance’s New Battleground

November 11, 2025
Watch more: Need to Know: FIS’ Thomas Jerolitsch Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Billtrust Says Responsible AI Starts With Data Governance

October 31, 2025
In the accelerating race to embed artificial intelligence (AI) across enterprise workflows, most organizations face what seems like an impossible paradox: innovate fast enough to stay competitive, yet cautiously enough...

Quick Reads
France Reminds Crypto Companies of MiCA Licensing Deadline

January 13, 2026
Only 30% of the crypto companies in France that are not licensed under new European Union rules have applied for a license, Reuters reported Tuesday (Jan. 13), citing a French regulator. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins […]

CFPB Requests $145 Million in Funding After Court Order

January 11, 2026
Russell T. Vought, the acting director of the Consumer Financial Protection Bureau (CFPB), has requested a $145 million transfer from the Federal Reserve to fund the agency for the second...

FDIC Requires SouthPoint Bank to Improve Credit Risk Management

December 29, 2025
The Federal Deposit Insurance Corp. (FDIC) announced a consent order with Birmingham, Alabama-based SouthPoint Bank that concerns “charges of unsafe or unsound banking practices and/or violations of law or regulation...

Fed Invites Bank Innovation in New Guidance

December 17, 2025
The Federal Reserve Board said Wednesday (Dec. 17) that it withdrew a 2023 policy statement and issued a new statement regarding the treatment of certain banks, with the aim of...