Risk Assessment news and trends

Fannie Mae and Freddie Mac Ordered to Consider Crypto as Asset for Mortgages
Cryptocurrency // June 25, 2025

Fannie Mae and Freddie Mac have been ordered to consider cryptocurrency as an asset for single-family mortgage loan risk assessments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Small Businesses Lose Vital Financing as Banks Struggle to Verify Who They Are
SMBs // June 25, 2025

A solo dental practice in a small town. A mom-and-pop Italian restaurant in a large city. Or a one-of-a-kind hair salon somewhere in between. Tiny, independently owned businesses with fewer than 10 employees and, typically, brick-and-mortar storefronts are a bulwark of private-sector entrepreneurship that contributes significantly...

Earnings Season Finds AI Edge in Lending
artificial intelligence // May 21, 2025

Anywhere you looked, from mid-April to this week, as earnings season stretched out over the weeks, it was impossible not to hear and read about the impact of artificial intelligence (AI). Get the Full Story Complete the form to unlock this article and enjoy unlimited...

New Security Regulations Focus EU FIs on Third-Party Risk Management
Cybersecurity // January 17, 2025

With the Digital Operational Resilience Act (DORA) now in effect, organizations must pivot from preparation to active compliance and ongoing risk management, Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Interviews & Exclusives
Small Businesses Lose Vital Financing as Banks Struggle to Verify Who They Are

June 25, 2025
A solo dental practice in a small town. A mom-and-pop Italian restaurant in a large city. Or a one-of-a-kind hair salon somewhere in between. Tiny, independently owned businesses with fewer than 10 employees and, typically, brick-and-mortar storefronts are a bulwark of private-sector entrepreneurship that contributes significantly to local and national economies. But these pint-sized enterprises are […]

New Security Regulations Focus EU FIs on Third-Party Risk Management

January 17, 2025
With the Digital Operational Resilience Act (DORA) now in effect, organizations must pivot from preparation to active compliance and ongoing risk management, Get the Full Story Complete the form to...

How AI Helps the Enterprise Collaborate on Sensitive Data

June 20, 2024
More high-quality data is being produced today than at any other period in history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Pipe Aims $100 Million at Embedding Working Capital Solutions Into Business Software

June 11, 2024
The most valuable solution is the one that is there when you need it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Quick Reads
Capitol Hill Confronts AI’s Growing Grip on Financial Services

December 10, 2025
Artificial intelligence (AI) has moved rapidly into every corner of the economy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

Fannie Mae and Freddie Mac Ordered to Consider Crypto as Asset for Mortgages

June 25, 2025
Fannie Mae and Freddie Mac have been ordered to consider cryptocurrency as an asset for single-family mortgage loan risk assessments. Get the Full Story Complete the form to unlock this...

Nasdaq Turns to AI to Improve Bank and Insurance Risk Assessment

October 17, 2024
Nasdaq has introduced technology to calculate investment portfolio risk using machine learning. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

NYDFS Issues Guidance for Combatting AI-Enabled Cybersecurity Risks

October 16, 2024
The New York State Department of Financial Services (DFS) issued new guidance to help DFS-regulated entities address and combat cybersecurity risks arising from artificial intelligence (AI). Get the Full Story...