Risk Assessment news and trends

Fannie Mae and Freddie Mac Ordered to Consider Crypto as Asset for Mortgages
Cryptocurrency // June 25, 2025

Fannie Mae and Freddie Mac have been ordered to consider cryptocurrency as an asset for single-family mortgage loan risk assessments. U.S. Federal Housing FHFA Director William J. Pulte said in a Wednesday (June 25) post on X that he ordered the organizations to do so....

Small Businesses Lose Vital Financing as Banks Struggle to Verify Who They Are
SMBs // June 25, 2025

A solo dental practice in a small town. A mom-and-pop Italian restaurant in a large city. Or a one-of-a-kind hair salon somewhere in between. Tiny, independently owned businesses with fewer than 10 employees and, typically, brick-and-mortar storefronts are a bulwark of private-sector entrepreneurship that contributes significantly...

Earnings Season Finds AI Edge in Lending
Artificial Intelligence // May 21, 2025

Anywhere you looked, from mid-April to this week, as earnings season stretched out over the weeks, it was impossible not to hear and read about the impact of artificial intelligence (AI). The recent spate of earnings reports from lending and insurance platforms offer up evidence...

New Security Regulations Focus EU FIs on Third-Party Risk Management
Cybersecurity // January 17, 2025

With the Digital Operational Resilience Act (DORA) now in effect, organizations must pivot from preparation to active compliance and ongoing risk management, That’s according to Carl Leonard, EMEA cybersecurity strategist at Proofpoint. In an interview with PYMNTS, Leonard said that true organizational resilience requires ongoing...

Interviews & Exclusives
Small Businesses Lose Vital Financing as Banks Struggle to Verify Who They Are

June 25, 2025
A solo dental practice in a small town. A mom-and-pop Italian restaurant in a large city. Or a one-of-a-kind hair salon somewhere in between. Tiny, independently owned businesses with fewer than 10 employees and, typically, brick-and-mortar storefronts are a bulwark of private-sector entrepreneurship that contributes significantly to local and national economies. But these pint-sized enterprises are […]

New Security Regulations Focus EU FIs on Third-Party Risk Management

January 17, 2025
With the Digital Operational Resilience Act (DORA) now in effect, organizations must pivot from preparation to active compliance and ongoing risk management, That’s according to Carl Leonard, EMEA cybersecurity strategist...

How AI Helps the Enterprise Collaborate on Sensitive Data

June 20, 2024
More high-quality data is being produced today than at any other period in history. This data, in vast and incomprehensible amounts, is being produced by businesses and individuals. Unlocking it...

Pipe Aims $100 Million at Embedding Working Capital Solutions Into Business Software

June 11, 2024
The most valuable solution is the one that is there when you need it. And for America’s millions of small and medium-sized businesses (SMBs), they mostly share one common problem:...

Quick Reads
Capitol Hill Confronts AI’s Growing Grip on Financial Services

December 10, 2025
Artificial intelligence (AI) has moved rapidly into every corner of the economy. Financial services is a flash point over whether AI will strengthen or destabilize markets, as illustrated at a hearing before the House Financial Services Committee on Wednesday (Dec. 10). Market operators, cloud providers, cybersecurity leaders, consumer advocates and housing-platform executives differed on policy, […]

Fannie Mae and Freddie Mac Ordered to Consider Crypto as Asset for Mortgages

June 25, 2025
Fannie Mae and Freddie Mac have been ordered to consider cryptocurrency as an asset for single-family mortgage loan risk assessments. U.S. Federal Housing FHFA Director William J. Pulte said in...

Nasdaq Turns to AI to Improve Bank and Insurance Risk Assessment

October 17, 2024
Nasdaq has introduced technology to calculate investment portfolio risk using machine learning. The new functionality, announced Thursday (Oct. 17), will be woven into Nasdaq’s Calypso platform, used by banks, insurers and other financial...

NYDFS Issues Guidance for Combatting AI-Enabled Cybersecurity Risks

October 16, 2024
The New York State Department of Financial Services (DFS) issued new guidance to help DFS-regulated entities address and combat cybersecurity risks arising from artificial intelligence (AI). “AI has improved the...