Fintech

FinTech Propel Holdings debuted FreshLine, an unsecured personal line-of-credit offering, according to a Tuesday (March 10) press release. The Toronto-based company also received a $150 million commitment to support FreshLine’s launch ...

The Bank Policy Institute (BPI) is considering suing the Office of the Comptroller of the Currency (OCC) over the banking regulator’s decisions to allow crypto, payment and FinTech companies to ...

The subscription economy has reshaped how consumers pay for entertainment, software and even groceries. Now a similar model is making inroads into retail banking, as FinTech platforms package financial services into ...

The financial industry in the United States rests in part on an architecture of trust and institutional legitimacy. Access to the Federal Reserve’s infrastructure has long been viewed as the ultimate ...

Issuer processing platform Thredd has named a new chief technology officer (CTO). Marilyn McDonald will join the company following senior positions that offered “global transformation experience” at the likes of Citigroup, Mastercard, Expedia and StubHub, Thredd said in a ...

Stablecoins can no longer be viewed as a single product category. Recent developments point to their emergence as the foundation for a multi-layered infrastructure system, similar to the early architecture ...

Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are taking a closer look at ...

Credit unions once treated FinTech partnerships as selective experiments. They now regard them as a primary channel for advancing innovation. Why Partnerships Have Moved to the Center The latest Credit Union Innovation ...

Indian payments platform PhonePe reportedly hopes to go public at a valuation of $9 billion to $10.5 billion. This indicates that the Walmart-backed company will raise around $900 million to $1.05 ...

There’s an affordability crisis rocking households in the United States. Housing, insurance, healthcare, childcare, transportation and other categories once expected to scale gradually with income have instead shifted upward in step ...

Embedded finance has shifted from a differentiator to a baseline capability across the FinTech sector. Every financial technology firm surveyed reports offering at least one embedded finance feature, as we’ve ...

Pluvo raised $5 million in a seed round to scale its artificial intelligence-native financial analysis platform for finance teams. The company’s platform delivers analysis that chief financial officers and financial planning ...

The recent increase in national bank charter activity reflects a deliberate recalibration by FinTech firms that seek to widen the range of services they offer while securing steadier funding and ...

FinTech company Avant closed a $200 million personal loan securitization that it said it expects to provide over $500 million in financing capacity over its 24-month life. The transaction also marks ...

Watch more: What’s Next in Payments With Paymentus’ Nicole Haskins The FinTech landscape has overindexed on innovation. But in an operational landscape defined by automation, predictive analytics, and invisible payments, the ...

Plaid’s latest round of funding has reportedly valued the FinTech at $8 billion. The privately-held company raised the money to give its workers a way to gain liquidity for their share, ...

Sezzle is accelerating its super app plans in 2026 after seeing growing engagement with its existing offerings in 2025, the company said in a Wednesday (Feb. 25) press release. During the ...

FinTech Stripe has spent much of its operational history making it easier for merchants to plug into the financial system. Now, it is trying to redesign the system itself. According to ...

Several banks are testing the use of agentic artificial intelligence to boost the efficiency of their systems for monitoring trading and spotting potential misconduct, Bloomberg News reported Wednesday (Feb. 25). Deutsche ...

Cross-border payment FinTech Payoneer applied to the Office of the Comptroller of the Currency to open a digital bank, according to a Tuesday (Feb. 24) press release. PAYO Digital Bank, N.A., ...

India-based cross-border payments company Xflow raised $16.6 million in new funding. “This milestone strengthens our mission to simplify cross-border payments for Indian exporters,” the company said in announcing its Series A ...

Stripe was valued at $159 billion in a tender offer designed to provide liquidity to current and former employees, the programmable financial services company said in a Tuesday (Feb. 24) ...

For all the attention stablecoins have received in policy debates and crypto market cycles, they still remain mostly absent from most people’s daily financial lives. Particularly across the world’s major ...

A FinTech can launch a polished banking app in months, but becoming a bank can take years. The difference isn’t marketing. It’s legal authority. It’s also one of the hottest financial stories ...

Stablecoins are often portrayed as a triumph of blockchain innovation, but behind the scenes they can frequently run on conventional infrastructure. It may come as a surprise to corporate leaders weighing ...

Rule 1033 was supposed to be the moment U.S. open banking stopped being a patchwork of screen-scraping workarounds and became a regulated data right. The Consumer Financial Protection Bureau (CFPB)’s final ...

Watch more: TechReg Talks With Nixon Peabody’s Andrew Glass and Gregory Blase For years, getting a bank charter was something only traditional financial institutions worried about. That’s changing fast. A growing number of ...

Mobile communications and connectivity company Ericsson launched a money movement partnership with Mastercard, according to a Wednesday (Feb. 18) press release. The collaboration combines Ericsson’s mobile financial services platform with the ...

Global FinTech company OwlTing is preparing to launch a mobile app designed to facilitate remittances sent from the United States. The company submitted the OwlPay Cash app for review by the ...

Activist investor Jana Partners has reportedly purchased a stake in payments company Fiserv. Now, Jana is campaigning for changes to boost Fiserv’s underperforming stock, The Wall Street Journal (WSJ) reported Tuesday (Feb. 17), citing ...

While cross-border trade itself remains in a period of upheaval, the global payment options supporting cross-border commerce have never been more advanced and innovative. While FinTechs have redefined speed and usability, ...

Embedded finance has evolved beyond a supplementary revenue channel to become the deciding factor between companies that forge lasting customer relationships and those that fall behind, according to new research ...

Michael Abraham, the chief strategy officer of Great Lakes Credit Union (GLCU), spotted a flaw in how his $2.4 trillion industry had done business for decades. Most credit unions don’t have ...

The consumer in the United States is no longer one market. It’s two. And corporate earnings calls are increasingly where the split shows up first. On one side are premium brands ...

As counterintuitive as it sounds, businesses have typically moved forward by looking backward. The reason for this was the humble, and all too frequently monolithic, enterprise resource planning system (ERP). These ...

Grab plans to accelerate the growth of its financial services portfolio by acquiring digital investing platform Stash Financial. The company signed definitive agreements to acquire Stash and expects the transaction to close in the third ...

Money mobility solutions provider Ingo Payments partnered with money transfer FinTech Elektra USA. The collaboration is designed to let Elektra’s customers in the United States, members of the Hispanic community in ...

Platforms built on high engagement can feel it first when enthusiasm starts to fade. That was the story behind Robinhood’s latest fourth quarter 2025 financial results. The company’s earnings call on ...

Bank charters represent the operating system (OS) for the U.S. financial sector. But not all charters are created equal, and the differences matter immensely for what institutions can do, how they’re ...

Is payments FinTech Stripe on its way to becoming a $140 billion company? A report Tuesday (Feb. 11) by Bloomberg News, citing a source familiar with the matter, says the firm ...

Brazilian FinTech AGI, or Agibank, lowered the size and price range of its U.S. initial public offering (IPO). After saying in a Jan. 29 filing with the Securities and Exchange Commission ...

Card issuance has become one of the most direct ways for FinTechs to embed themselves into daily commerce. Whether the product is a digital wallet, a payroll card or a specialized ...

Experian now offers consumers a high-yield digital savings account. Available to consumers who have a paid membership with the company, the new Experian Smart Money Digital Savings Account currently offers variable ...

The Middle East is proving itself as fertile ground for FinTech investment and innovation. The region combines high smartphone penetration, young demographics and state-backed modernization of payment rails. Governments across the ...

Uber is expanding its payments partnership with FinTech platform Adyen. “The expanded partnership reflects Uber’s growing use of Adyen’s global payments platform to enhance performance and offer more alternative payment methods ...