Loans

Loans
PayPal’s Merchant Lending Solutions Top $30 Billion in Loan Originations
March 26, 2025

PayPal said Wednesday (March 26) that it has passed $30 billion in global loan originations for small businesses since launching its first merchant lending solution in 2013. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score
March 25, 2025

Experian has launched a tool designed to increase financial access for people with limited credit history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

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Chime Adds ‘Instant Loans’ for Preapproved Members to Banking App
March 21, 2025

Chime has launched a product called Instant Loans that enables preapproved Chime members who receive direct deposits to their Chime Checking Account to access three-month installment loans of up to $500. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Ant International’s Bettr Launches Small Business Financing Solution in Brazil
March 18, 2025

Ant International’s artificial intelligence (AI)-driven lending business, Bettr, has officially launched in Brazil and will work with local partners to expand lending to small and medium-sized businesses (SMBs). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Late Car Payments Hit Highest Rate in More Than 30 Years
March 06, 2025

American consumers are missing monthly car payments at the highest rate since 1994. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

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SoFi Announces $697 Million Loan Secularization
March 03, 2025

SoFi says it has closed a $697.6 million secularization of loan platform business volume. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

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Late Student Loan Borrowers Face 129-Point Credit History Hit
February 27, 2025

There’s a new source of stress facing America’s already-stressed student loan borrowers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

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Visa Launches New Tool to Benchmark Middle-Market Working Capital Efficiency
February 20, 2025

For the past two years, PYMNTS Intelligence and Visa have explored the strategies and challenges facing Growth Corporates. These middle-market firms generate annual revenues between $50 million to $1 billion and can become tomorrow’s juggernauts. Central to two annual reports (the latest can be found...

Loans
Consumers on Credit Treadmill More Likely to Turn to Nontraditional Loans
February 20, 2025

Reward seekers, or consumers who pay their credit and store card balances in full every month, aim to maximize benefits from their credit usage, while credit treadmill consumers, who make the minimum payment or less on their credit and store cards each month, often depend...