Loans

Loans
As Card Delinquencies Rise, Will Debt Consolidation Loans Have Their Moment?
October 09, 2024

Despite the volatility month to month on credit card debt, per government reports, the trend remains, generally, upward and to the right. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Loans
Experian Teams With Oakbrook to Offer Debt Consolidation Loans
October 07, 2024

Experian Consumer Services has launched a partnership with non-bank lender Oakbrook. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Loans
Plaid and MoneyLion Team to Give Lenders Cash Flow Underwriting Insights
October 07, 2024

Digital financial ecosystem MoneyLion adopted a new solution from Plaid that allows consumers to link their bank accounts and get pre-qualified for loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Loans
FDIC: High-Touch Beats High-Tech in Small Business Lending
October 03, 2024

In small business lending — regardless of the size of the bank doing the lending itself — a high-touch approach and in-person visits to the branches are “key conduits” for extending credit, the Federal Deposit Insurance Corporation (FDIC) has found. Get the Full Story Complete...

Loans
Visa: Embedded Lending Provides Global Tailwind for Consumers and SMBs
October 03, 2024

Embedded lending options are proving to be critical lifelines for individuals and the smallest businesses — particularly in an uncertain macro environment marked by relatively high interest rates. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Loans
3 Things to Know as Private Credit Heads Toward a $2 Trillion Industry
October 02, 2024

The private credit market is booming — and has the potential to reshape lending, and risk, too, in financial services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Loans
Service Members’ Complaints About Student Loans Rise, CFPB Says
September 24, 2024

Student loans account for a growing number of complaints service members and veterans make about financial products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Loans
Digital Platforms Promise Real-Time Fix for Loan Market’s Fax Problem
September 18, 2024

For every fragmented ecosystem, there’s a digital innovation being built and scaled to streamline it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Loans
Memo to Lenders: Go Digital or Go Home
September 17, 2024

The benefits of swapping analog, manual processes for digital ones are obvious. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...