Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
FTC Puts AI Developers at Center of Regulatory Crossfire
July 28, 2026

Artificial intelligence (AI) developers could face mounting legal risks if they modify their models’ outputs to comply with state AI laws without clearly informing users. According to a proposed Federal Trade Commission (FTC) policy statement, such undisclosed modifications could violate longstanding federal consumer protection principles....

Artificial Intelligence
Everyone Wants to Own AI’s New Toll Road
July 27, 2026

Every company running artificial intelligence at scale eventually hits the same problem: a simple customer question gets routed to the same, expensive, frontier-grade model as a genuinely hard one. That’s a waste of money — and an avoidable one. Routing software fixes it by evaluating...

Artificial Intelligence
OpenAI and Nvidia Discuss $250 Billion Data Center Funding Deal
July 27, 2026

Nvidia is reportedly in discussions with OpenAI to guarantee $250 billion in data center funding. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Artificial Intelligence
House Republicans Urge Expanded Use of AI to Combat Financial Fraud
July 27, 2026

Artificial intelligence is rapidly transforming financial fraud, giving criminal organizations the ability to generate convincing scams at unprecedented scale. But according to a report issued last week by Republicans on the House Financial Services Committee, AI can also provide financial institutions and government agencies with...

Artificial Intelligence
Blue-Collar Workers Turn to AI, One Photo at a Time
July 27, 2026

An automotive technician photographs a diagnostic error code and asks an artificial intelligence model what it means before touching a wrench. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Artificial Intelligence
AI Companies Ramp Up Lobbying Efforts Amid Pressure in DC
July 27, 2026

America’s biggest AI companies are reportedly devoting record cash to their lobbying efforts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Artificial Intelligence
Procurement Teams Use AI to Reach Deals Humans Can’t
July 27, 2026

This week in The Prompt Economy, artificial intelligence agents are coming to life. They’re already negotiating supplier contracts, processing purchase orders, and closing deals on behalf of major corporations. Procurement is leading enterprise AI adoption. The governance frameworks to manage what agents do at the...

Artificial Intelligence
DeepSeek Reportedly Suspends Funding Round Ahead of IPO
July 26, 2026

Chinese artificial intelligence startup DeepSeek has reportedly paused its second round of funding. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Artificial Intelligence
Tech Giants’ $724 Billion AI Bill Sparks Investor Worry 
July 26, 2026

Google parent Alphabet last week reported an 82% increase in cloud computing revenue. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....