Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
Moonshot Halts New Kimi K3 Subscriptions as Demand Overwhelms Compute
July 20, 2026

Chinese artificial intelligence startup Moonshot temporarily paused new subscriptions to its new open-weight model, Kimi K3, due to capacity constraints. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Artificial Intelligence
AI Oversight Enters a Crucial Summer of Deadlines
July 20, 2026

The next phase of artificial intelligence regulation is taking shape through committees, consultations and comment periods rather than a single sweeping federal rule. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Artificial Intelligence
The Housing Market Hands More Decisions to AI
July 20, 2026

For most of the history of consumer credit, the loan decision sat with a human. That model is changing. This week in the Prompt Economy™ AI agents are now handling document review, credit scoring, risk assessment and borrower communication autonomously, compressing timelines and extending credit...

Artificial Intelligence
Medical AI Startup OpenEvidence Weighs $200 Million Funding Round
July 19, 2026

Medical-focused artificial intelligence startup OpenEvidence has reportedly considered raising $200 million at a $20 billion valuation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Artificial Intelligence
AI Chip Startup Etched Eyes $20 Billion Valuation
July 19, 2026

Artificial intelligence chip startup Etched is reportedly preparing to quadruple its valuation to around $20 billion. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Artificial Intelligence
Chinese Smartphone Companies Rework Devices Around AI
July 19, 2026

Chinese tech companies have begun to rework mobile devices around artificial intelligence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Artificial Intelligence
White House Weighs Regulator to Police AI Models
July 19, 2026

The White House is reportedly exploring plans to create a regulator focused on artificial intelligence safety. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Artificial Intelligence
AI Is Coming for Your Job Title
July 18, 2026

Artificial intelligence may or may not take your job, but it has already broken into the human resources department and vandalized the org chart. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Artificial Intelligence
AI Agents Finally Get Access Without the Password
July 17, 2026

Given free rein, AI agents can research products, compare prices and fill out forms. They’re thwarted the moment a task requires a login. Until now, the only options have been handing over the password and accepting the security risk, or taking over the keyboard every...