Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
China’s Moonshot Challenges Anthropic With a Bigger, Cheaper Model
July 16, 2026

Chinese artificial intelligence startup Moonshot is reportedly preparing to launch Kimi K3, an open-weight model expected to rival Anthropic’s flagship systems while costing a fraction as much to run. It could mark the company’s boldest challenge yet to U.S. AI leadership. Get the Full Story...

Artificial Intelligence
48% of Online Shoppers Now Use AI Before Buying
July 16, 2026

AI agents have moved from the wish list to the shopping cart. The next test is simple: Can merchants keep control when software starts acting like a customer? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Artificial Intelligence
AI Helps Food Brands Spot Viral Trends Before They Peak
July 15, 2026

When Dubai chocolate went viral on TikTok in 2024, several major confectionery brands didn’t launch competing versions until after the trend had already peaked. That lag from trend signal to store shelf is the central operational problem for large consumer packaged goods (CPG) companies in...

Artificial Intelligence
Microsoft Coaches Sales Staff to Challenge OpenAI and Anthropic on Costs and Security
July 15, 2026

Microsoft is intensifying its competitive strategy against artificial intelligence startups OpenAI and Anthropic, Bloomberg News reported Wednesday (July 15). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Artificial Intelligence
Screenless AI Gives Payments a Blank Slate
July 15, 2026

OpenAI’s first consumer hardware product is reportedly a portable smart speaker designed to move from room to room and function as a humanlike AI companion that lives in the home, Bloomberg reported Tuesday (July 14), citing people familiar with the matter. The device is still...

Artificial Intelligence
Thredd and Visa Enable AI-Powered Card Payments for EU
July 15, 2026

Artificial intelligence-focused issuer-processing platform Thredd joined the Visa Agentic Ready program, according to a Wednesday (July 15) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Artificial Intelligence
DeepSeek Revenue Nears $500 Million as Chinese AI Startup Eyes IPO
July 15, 2026

Chinese artificial intelligence startup DeepSeek has reportedly built an annualized revenue base approaching $500 million, strengthening its plans to raise billions of dollars and pursue a public listing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Artificial Intelligence
Smarter Tokens Could Make AI Purchases Auditable
July 15, 2026

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Artificial Intelligence
OpenAI Plans Portable Smart Speaker With Personality
July 14, 2026

OpenAI’s first device will be a portable smart speaker that serves as an artificial intelligence companion, Bloomberg reported Tuesday (July 14), citing unnamed sources. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...