It’s the year 2026, and net-30 terms still dominate the corporate landscape. Companies have digitized invoices, automated accounts payable, connected bank accounts through APIs, and built future-proof, sophisticated cash forecasts. But one of the most consequential financial decisions between businesses, exactly when money changes hands,...
The paper check has spent years as the punchline of B2B payments modernization. The next legacy format is already sitting in the accounts payable inbox. It’s the PDF. The PDF invoice is moving upstream into a data format problem as the B2B format becomes to...
The Federal Reserve just made corporate cash strategic again. The Fed on Wednesday (Sept. 16) raised its benchmark interest rate by a quarter percentage point, bringing the federal funds target range to 3.75% to 4%. It was the central bank’s first increase since 2023, approved...
Financial operations platform Ramp says it has officially launched in the U.K. The expansion is Ramp’s first major move beyond North America following its announcement in July that it had expanded into Canada, the company said in a Tuesday (Sept. 15) news release. “The UK is home to...
The next frontier of know your business (KYB) may have surprisingly little to do with knowing whether a business exists. Instead, the governance and operational advantage is shifting to how a business has changed since Firm A last engaged with Firm B, or C or...
It took more than two decades, but the consumerization of enterprise software appears to have finally reached a tipping point. Software companies successfully stripped clicks, training and complexity from workflows designed around the assumption that a human would still perform them. Then came artificial intelligence,...
Stablecoins have already proven they can move money across blockchain rails in seconds. The harder problem sits on either side of that transaction: what happens to the money before it moves, and where it goes once it lands. For corporate treasurers, that gap is fast...
Paying a bill may never rank among life’s great pleasures. Still, it shouldn’t feel like a test of patience every month. “The Service Commerce Performance Gap” is a PYMNTS Intelligence report produced in collaboration with Paymentus. The report examines service commerce, the ongoing relationship built...
The banking day is disappearing faster than the treasury operating model built around it. Citi on Thursday (Sept. 3) said it processed live U.S. dollar transactions with First Abu Dhabi Bank and OCBC using Swift’s blockchain-based ledger, extending an industry push toward cross-border payments that...