consumer credit

Why Millions Are Opting Out of Credit Before They Even Apply

Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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Card Delinquencies Below Pre-COVID Levels
Card Delinquencies Below Pre-COVID Levels
August 17, 2025  |  Credit Cards

Credit card delinquencies among American consumers reportedly crept up slightly last month. Get the Full Story Complete the form to unlock this article and enjoy...

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US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
July 27, 2025  |  Credit Cards

U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article...

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Earnings Season Sheds Light on State of Subprime Consumers
Earnings Season Sheds Light on State of Subprime Consumers
July 23, 2025  |  Consumer Finance

Earnings season has just begun, and financial firms have been weighing in on the state of consumer spending and whether consumers are meeting their debt...

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Loyalty Starts With Credit for Subprime Consumers, Says Concora CEO
Loyalty Starts With Credit for Subprime Consumers, Says Concora CEO
June 26, 2025  |  Consumer Finance

Watch more: Concora Credit’s CEO Looks to Expand Non-Prime Credit Access Through Partnerships Get the Full Story Complete the form to unlock this article and...

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LendingClub CEO Says Responsible Spending Deserves Rewards as Credit Dependency Soars
LendingClub CEO Says Responsible Spending Deserves Rewards as Credit Dependency Soars
June 18, 2025  |  Digital Banking

High-income Americans are drowning in debt despite six-figure salaries. LendingClub’s CEO Scott Sanborn believes the solution isn’t more credit — it’s rewarding people for using...

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Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
June 10, 2025  |  Consumer Finance

Citigroup is reportedly preparing for a possible decline in consumer financial health by putting aside more provisions for potential losses on loans. Get the Full Story...

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Consumers 2.4 Times More Likely to Use Digital Wallets for Travel Than Groceries
Consumers 2.4 Times More Likely to Use Digital Wallets for Travel Than Groceries
May 28, 2025  |  Consumer Insights

Despite ongoing efforts to incentivize credit card usage through rewards programs, American consumers maintain a clear preference split for payment methods based on purchase type....

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Earnings Season Finds AI Edge in Lending
Earnings Season Finds AI Edge in Lending
May 21, 2025  |  artificial intelligence

Anywhere you looked, from mid-April to this week, as earnings season stretched out over the weeks, it was impossible not to hear and read about...

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