featured insights

Regulators Rewrite How Blockchain Gets Built
Regulators Rewrite How Blockchain Gets Built
January 19, 2026  |  Blockchain

For much of blockchain’s commercial life, regulation functioned as a question mark rather than a framework. Get the Full Story Complete the form to unlock...

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Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
January 16, 2026  |  Digital Identity

As financial services firms push deeper into digital channels, identity verification has quietly become one of the most consequential—and most underestimated—forces shaping growth, risk and...

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Payment Declines Hit Gen Z Harder Than Any Other Generation
Payment Declines Hit Gen Z Harder Than Any Other Generation
January 15, 2026  |  Checkout Conversion

Forget “access denied.” “Payment declined” is Gen Z’s new refrain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Pay by Bank Finds Momentum as Consumers Rethink Cards
Pay by Bank Finds Momentum as Consumers Rethink Cards
January 15, 2026  |  Payments Innovation

One of the U.S. payments industry’s unfulfilled promises is that bank-to-bank transfers would one day loosen the grip of cards. Get the Full Story Complete...

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Slow Payouts Are Starting to Cost Banks Consumer Trust
Slow Payouts Are Starting to Cost Banks Consumer Trust
January 14, 2026  |  Money Mobility

As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a...

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Walmart’s Closing the Amazon Online Sales Gap
Walmart’s Closing the Amazon Online Sales Gap
January 14, 2026  |  Walmart

Walmart’s online business is no longer defined by how far it trails Amazon, but by how quickly it is changing the structure of the retail...

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CFOs Discover AI Is Only as Strong as Their Data
CFOs Discover AI Is Only as Strong as Their Data
January 14, 2026  |  CFO

For years, artificial intelligence (AI) has been pitched to finance leaders as a faster way to do what they already do: close the books, reconcile...

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North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
January 12, 2026  |  VISA

The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and...

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Embedded Finance Pays Off for 54% of US B2B Platforms
Embedded Finance Pays Off for 54% of US B2B Platforms
January 09, 2026  |  B2B Payments

B2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer...

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