featured insights

Instant Payments Grow but the Real Barrier Is Human

Instant Payments Grow but the Real Barrier Is Human
Instant Payments Grow but the Real Barrier Is Human
April 20, 2026  |  Disbursements

“Instant Payments Are Winning. Why Are Some Consumers Still Saying No?”, a collaboration between PYMNTS Intelligence and Ingo Payments, looks at a simple but increasingly important...

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71% of Billion-Dollar Firms Face Agent Identity Threats
71% of Billion-Dollar Firms Face Agent Identity Threats
April 17, 2026  |  Digital Identity

Agent-driven identity threats are becoming a defining challenge for enterprises as they scale revenue and expand across markets, increasing fraud risk and customer friction. “Scale...

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Accounts Receivable Gets an AI Upgrade
Accounts Receivable Gets an AI Upgrade
April 16, 2026  |  Accounts Receivable

Corporate finance teams have spent decades building systems to record what customers owe. Very few of those systems tell them what customers are about to...

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How Payments Gaps Are Limiting Deposit Growth at Community Banks
How Payments Gaps Are Limiting Deposit Growth at Community Banks
April 16, 2026  |  Money Mobility

Community banks have made meaningful progress in digitizing account opening, but the competitive battleground for deposits is shifting. Opening and even funding accounts are no...

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Top-of-Wallet Credit Choices Have Moved to Mobile
Top-of-Wallet Credit Choices Have Moved to Mobile
April 15, 2026  |  Credit Cards

“Winning Top of Wallet: How Credit Card Apps Shape Choice,” a collaboration between PYMNTS Intelligence and Elan Credit Card, examines how the credit card mobile app...

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Central Banks Test a New Cross-Border Playbook
Central Banks Test a New Cross-Border Playbook
April 13, 2026  |  Cross-border Payments

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New Study Finds AI Critical to Credit Union Member Retention
New Study Finds AI Critical to Credit Union Member Retention
April 13, 2026  |  Credit Unions

“Built to Lead or Losing Ground? AI, Mobile and the Member Retention Imperative for Credit Unions in 2026” is a collaboration between PYMNTS Intelligence and...

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Inflation Hits 58% of Small Businesses and Pushes Embedded B2B Finance Forward
Inflation Hits 58% of Small Businesses and Pushes Embedded B2B Finance Forward
April 13, 2026  |  SMBs

What started as a convenience play in consumer apps is becoming something much bigger in business: a way for platforms to turn payments, credit and...

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The $42 Billion Checkout Opportunity Hiding in Plain Sight
The $42 Billion Checkout Opportunity Hiding in Plain Sight
April 10, 2026  |  Retail

“Embedded Offers: The Billion-Dollar Opportunity Inside Recent Consumer Spending” is a collaboration between PYMNTS Intelligence and FIS. Based on a Census-balanced survey of 2,754 U.S. consumers...

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