featured insights

Pay by Bank Emerges as an Alternative to Cards for Online Payments

Pay by Bank Emerges as an Alternative to Cards for Online Payments
Pay by Bank Emerges as an Alternative to Cards for Online Payments
January 28, 2026  |  Digital Banking

Trust has always been central to payments, but it is changing as payments evolve. Get the Full Story Complete the form to unlock this article...

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Goods Firms Sweat Tariffs While Services Firms See Clearer Skies
Goods Firms Sweat Tariffs While Services Firms See Clearer Skies
January 27, 2026  |  Economy

For mid-sized companies, the U.S. business landscape in early 2026 feels less like a single weather system and more like two different climates coexisting side...

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Credit Unions Turn to FinTechs to Fast Track Digital Upgrades
Credit Unions Turn to FinTechs to Fast Track Digital Upgrades
January 27, 2026  |  Credit Unions

Credit union innovation is no longer something that happens quietly in the background. It has become a defining factor in how these institutions compete, grow...

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Portable Credentials Help Hourly Workers Keep Income Flowing
Portable Credentials Help Hourly Workers Keep Income Flowing
January 26, 2026  |  Connected Economy

PYMNTS Intelligence’s continuing explorations into the Labor Economy reveal that roughly 60 million Americans earn $25 an hour or less, representing 36.5% of total U.S....

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AI and Data Are Changing How CFOs and Treasurers Manage Working Capital
AI and Data Are Changing How CFOs and Treasurers Manage Working Capital
January 26, 2026  |  VISA

The “2025–2026 Growth Corporates Working Capital Index,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market and growth-oriented companies are redefining working capital in...

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Gen X Spending Patterns Are Shifting as Costs Rise
Gen X Spending Patterns Are Shifting as Costs Rise
January 23, 2026  |  Consumer Insights

Gen Xers’ new round of penny-pinching could be bad news for consumer spending and the economy. Get the Full Story Complete the form to unlock...

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December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence Lags
December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence...
January 23, 2026  |  Consumer Insights

“Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026” is a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments. This...

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Enterprises Rapidly Adopt Agentic AI After Months of Caution
Enterprises Rapidly Adopt Agentic AI After Months of Caution
January 22, 2026  |  artificial intelligence

In 2025, agentic artificial intelligence (AI) was more a shiny big idea than a cold hard reality. Companies talked breathlessly everywhere about the potential of...

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Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
January 21, 2026  |  Consumer Payments

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital...

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