A merchant can spend to get a Gen Z shopper through the digital door, persuade them to choose a product, and still lose the customer...
Before a merchant can accept card payments, a processor or acquiring bank must decide whether to take on the business and its payment risk. Two...
In a bank’s back office, an employee pulls up a customer’s account on a decades-old terminal, reads the balance and types it into a newer...
The digital euro is moving out of central bank planning and into checkout, with implications for merchants in the United States and payments providers. The...
Credit card issuers can lose a customer’s spending without losing the customer. Among consumers who changed their primary credit card in the past two years,...
For middle market companies, greater certainty and higher investment often go together: 59% of firms with rising certainty increased capital spending. That connection runs through...
Asia-Pacific’s real-time payment systems are moving beyond domestic transfers as countries look to connect national infrastructure across borders. The September 2026 PYMNTS Intelligence Real-Time Payments...
Enterprises have spent millions of dollars acquiring artificial intelligence models, copilots and capabilities. The next dollar thrown at a smarter model may be worth less...
Payments firms need a way to identify where artificial intelligence is being used and who’s responsible for it, as well as to monitor how those...