i2C

Growing BNPL Demand Outpaces Merchant Response 
Growing BNPL Demand Outpaces Merchant Response 
January 03, 2024  |  Buy Now Pay Later

Buy now, pay later (BNPL) has gone mainstream. So much so that if businesses don’t provide this payment option, they might lose out on sales...

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Report: 25% of UK BNPL Users Hit With Late Fees
Report: 25% of UK BNPL Users Hit With Late Fees
January 02, 2024  |  Buy Now Pay Later

Nearly a quarter of British buy now, pay later (BNPL) users have been charged late fees. These fees for late repayments hit younger consumers the hardest,...

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Buy Now, Pay Later to Surge in 2024 as Consumers Demand ‘Micro-Credit’
Buy Now, Pay Later to Surge in 2024 as Consumers Demand ‘Micro-Credit’
January 02, 2024  |  Buy Now Pay Later

Just a few years ago, buy now, pay later was a relatively new concept — one that’s now gone mainstream, Jacqueline White, president of i2c,...

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Younger Consumers Less Likely to Use Credit Cards
Younger Consumers Less Likely to Use Credit Cards
December 28, 2023  |  Credit Cards

The younger the consumer, the less likely they are to use credit cards. Only 42% of Generation Z consumers and 62% of millennials said they...

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Spend Management Got More Granular and More Important in 2023
Spend Management Got More Granular and More Important in 2023
December 22, 2023  |  B2B Payments

Where a business spends money tends to define its go-forward strategy. But often where enterprise spend disappears to is opaque, with some departments sending checks...

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Interoperability Will Fuel Instant Payments’ Scalability 
Interoperability Will Fuel Instant Payments’ Scalability 
December 19, 2023  |  Faster Payments

Nothing is harder to break than an established habit. But even the most entrenched behaviors often shift or evolve. Just look at the movement of...

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Bank Data Silos Need Breaking for Open Banking to Succeed
Bank Data Silos Need Breaking for Open Banking to Succeed
November 22, 2023  |  Digital Banking

Serena Smith, chief client officer at i2c, told PYMNTS that the shift to faster payments and open banking will spur financial institutions to take a...

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Study Finds Non-Gift Holiday Spending to Drop 26% as Consumers Trim Budgets
Study Finds Non-Gift Holiday Spending to Drop 26% as Consumers Trim Budgets
November 21, 2023  |  Retail

The average holiday shopper anticipates spending roughly $860 this year on non-gift holiday purchases such as live entertainment or retail products for personal use —...

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60% of Leisure Travel Expenses Fueled by Gen X and Millennials
60% of Leisure Travel Expenses Fueled by Gen X and Millennials
November 16, 2023  |  Travel Payments

Despite economic uncertainty and financial concerns, Americans have chosen to prioritize travel over savings this year. This trend applies to all generations, but it’s Gen...

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