Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Payment Assist Adopts Groov’s Embedded Finance Offering in UK

Payment Assist Adopts Groov’s Embedded Finance Offering in UK
Payment Assist Adopts Groov’s Embedded Finance Offering in UK
June 13, 2025  |  B2B Payments

Payment Assist is now offering business lending to automotive businesses across the United Kingdom via an embedded finance partnership with Groov. Get the Full Story...

READ MORE >
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
June 12, 2025  |  Alternative Credit

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for...

READ MORE >
Wells Fargo Expects Consumer Loan Growth to Remain Flat or Slow
Wells Fargo Expects Consumer Loan Growth to Remain Flat or Slow
June 10, 2025  |  Loans

Wells Fargo reportedly expects consumer loan growth in the United States to remain flat or potentially decrease through the end of the year. Get the...

READ MORE >
CFPB Funding Sits in Crosshairs of Senate Committee’s Additions to ‘Big Beautiful Bill’
CFPB Funding Sits in Crosshairs of Senate Committee’s Additions to ‘Big Beautiful Bill’
June 09, 2025  |  CFPB

A so-called megabill grabbing headlines and making its way through Congress is on track to further alter the Consumer Financial Protection Bureau, an agency already...

READ MORE >
New Congressional Bill Takes Aim at $335M in Small Business Lending Fraud
New Congressional Bill Takes Aim at $335M in Small Business Lending Fraud
June 05, 2025  |  Loans

As tariffs loomed this spring, PYMNTS Intelligence found that obtaining financing was (and is) a difficult endeavor for smaller firms, which power the U.S. economy....

READ MORE >
Fed’s Beige Book Shows Muted Hiring and Spending as Uncertainty Lingers
Fed’s Beige Book Shows Muted Hiring and Spending as Uncertainty Lingers
June 05, 2025  |  Economy

A month and a half since the Federal Reserve’s last Beige Book, which takes the pulse of the economy through observations of businesses and community...

READ MORE >
Just 37% of Consumer Lenders Connect at eCommerce Checkout
Just 37% of Consumer Lenders Connect at eCommerce Checkout
June 04, 2025  |  Loans

Despite the clear potential of integrating credit directly into commerce platforms, many lenders appear to be sitting on the sidelines, potentially missing significant growth opportunities...

READ MORE >
Apollo Global Management Partners With Banks to Trade Private Credit
Apollo Global Management Partners With Banks to Trade Private Credit
May 29, 2025  |  Banking

Apollo Global Management is reportedly working with five banks, including JPMorgan Chase & Co. and Goldman Sachs Group, to trade private credit. Get the Full...

READ MORE >
FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
May 28, 2025  |  Alternative Finances

The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants,...

READ MORE >