PYMNTS Intelligence

Reflexive AI: When Gen AI Becomes a New Business Default
Reflexive AI: When Gen AI Becomes a New Business Default
September 28, 2025  |  artificial intelligence

To use AI reflexively is to reach for it automatically, without hesitation. It becomes the instinctive first step rather than a conscious decision. It is...

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85% of Executives Now Expect AI to Deliver Compliance Gains
85% of Executives Now Expect AI to Deliver Compliance Gains
September 25, 2025  |  artificial intelligence

A year ago, most chief product officers were still testing Gen AI with cautious curiosity. Today, nearly all say the technology will reshape how they...

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CFO Optimism Will Fuel Demand for Working Capital
CFO Optimism Will Fuel Demand for Working Capital
September 24, 2025  |  Working Capital

The business environment may be volatile, but CFOs are signaling confidence about the months ahead. That renewed sense of optimism, highlighted in new research from...

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Nearly 3 in 4 Paycheck-to-Paycheck Households Didn’t Start Out That Way
Nearly 3 in 4 Paycheck-to-Paycheck Households Didn’t Start Out That Way
September 24, 2025  |  Consumer Insights

For millions of consumers in the United States, living paycheck to paycheck isn’t a permanent sentence. Get the Full Story Complete the form to unlock...

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37% of Millennials Pay for Both Amazon and Walmart Subscriptions
37% of Millennials Pay for Both Amazon and Walmart Subscriptions
September 23, 2025  |  Subscriptions

For years, retail watchers assumed Amazon Prime and Walmart+ were competing head-to-head for consumer loyalty. Get the Full Story Complete the form to unlock this...

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Walmart’s Grocery Dominance Highlights Brick-and-Mortar Advantage
Walmart’s Grocery Dominance Highlights Brick-and-Mortar Advantage
September 23, 2025  |  Walmart

In the high-stakes contest for grocery dollars in the United States, Walmart’s familiar supercenter aisles are proving more magnetic than the innovations of Amazon’s online...

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41% of Pay by Bank Users Want to Pay by Bank Beyond Retail
41% of Pay by Bank Users Want to Pay by Bank Beyond Retail
September 22, 2025  |  Payment Methods

Most consumers in the United States aren’t saying no to pay by bank. They’re saying, “What’s that?” Get the Full Story Complete the form to...

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Price Hikes Backfire as Tariffs Erode Margins and Demand
Price Hikes Backfire as Tariffs Erode Margins and Demand
September 19, 2025  |  Economy

Global trade has grown more uncertain, with tariffs hardening into a new economic reality for businesses in the United States. Get the Full Story Complete...

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90% of SMBs Say Embedded Finance Is Now Essential
90% of SMBs Say Embedded Finance Is Now Essential
September 19, 2025  |  SMBs

Small businesses may not be known for switching software providers. Yet, a striking detail in a new study suggests that’s changing fast — and embedded...

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