PYMNTS Intelligence

Planned Purchases Rise as Financial Stress Eases, Study Finds

Planned Purchases Rise as Financial Stress Eases, Study Finds
Planned Purchases Rise as Financial Stress Eases, Study Finds
February 23, 2026  |  Consumer Finance

Many Americans are turning themselves down for credit before a lender ever does. Get the Full Story Complete the form to unlock this article and...

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Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
February 20, 2026  |  Consumer Insights

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story. “Wage to Wallet™ Index: Side Work Patterns in...

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Americans Are Rewriting Household Budgets to Make Room for Extended-Family Support
Americans Are Rewriting Household Budgets to Make Room for Extended-Family Support
February 20, 2026  |  Consumer Finance

As financial pressures intensify across the U.S., a growing number of consumers are shouldering an obligation that rarely shows up as a line item in...

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What Happens When Embedded Finance Grows Up?
What Happens When Embedded Finance Grows Up?
February 19, 2026  |  Payments Innovation

For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The...

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US and Canadian Middle-Market Firms Gain Working Capital Edge With AI Cash Forecasting
US and Canadian Middle-Market Firms Gain Working Capital Edge With AI Cash Forecasting
February 19, 2026  |  Accounts Receivable

Cash is king when uncertainty reigns. But for many firms, profit is not disappearing due to macroeconomic forces alone. In many cases, it is being...

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Card Issuance Expands as Earnings Season Highlights Platform Economics
Card Issuance Expands as Earnings Season Highlights Platform Economics
February 17, 2026  |  Payments Innovation

Earnings season rarely yields a single organizing narrative, yet the most recent cycle has revealed a narrative tied to cards: Issuance is increasingly positioned as...

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14% of Consumers Use BNPL Even After Holiday Spending Surge
14% of Consumers Use BNPL Even After Holiday Spending Surge
February 17, 2026  |  BNPL

Buy now, pay later is no longer just a checkout feature. It is becoming a line item in the monthly household budget. Get the Full...

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Inflation Data Supports Optimism as Consumers Adapt
Inflation Data Supports Optimism as Consumers Adapt
February 13, 2026  |  Economy

The latest inflation data released Friday (Feb 13) point to a continued easing of price pressures, particularly in categories that define household necessity rather than...

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More Than Half of Banks Plan to Outsource Fraud Detection 
More Than Half of Banks Plan to Outsource Fraud Detection 
February 13, 2026  |  Fraud Prevention

The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation....

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