PYMNTS Intelligence

Scammers Turn Christmas Into a Payments Stress Test
Scammers Turn Christmas Into a Payments Stress Test
December 24, 2025  |  Fraud Attack

The holiday shopping period compresses weeks of spending into days, multiplies the number of online interactions, and makes consumers and companies vulnerable to fraudsters. Get...

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Retail Closes the Holiday Season Leaner and More Focused
Retail Closes the Holiday Season Leaner and More Focused
December 24, 2025  |  Retail

Retail in 2025 was defined less by a single breakthrough than by a set of pressures that forced retailers to get practical. Consumers kept shopping....

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Tariffs and Missing Data Push Product Leaders Into Crisis Mode
Tariffs and Missing Data Push Product Leaders Into Crisis Mode
December 22, 2025  |  Economy

U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product...

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Retailers Elevate Embedded Finance as Risk and Complexity Rise
Retailers Elevate Embedded Finance as Risk and Complexity Rise
December 22, 2025  |  Retail

Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to...

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Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025  |  Loyalty & Rewards

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full...

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The New Embedded Finance Playbook: Buy, Integrate, Scale
The New Embedded Finance Playbook: Buy, Integrate, Scale
December 22, 2025  |  B2B Payments

The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which...

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AI-Driven Convenience Is Replacing Traditional Shopping for Consumers
AI-Driven Convenience Is Replacing Traditional Shopping for Consumers
December 19, 2025  |  eCommerce

Consumers are increasingly comfortable completing purchases directly inside artificial intelligence (AI) platforms, signaling a potential shift in how digital commerce journeys are structured. Get the...

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B2B Platforms Bring Finance to the Moment Decisions Are Made
B2B Platforms Bring Finance to the Moment Decisions Are Made
December 19, 2025  |  B2B Payments

It’s a turbulent landscape out there for B2B enterprises. And B2B platforms have a front-row seat to the environment. Get the Full Story Complete the...

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Why Pay Timing Is Becoming the New Financial Fault Line
Why Pay Timing Is Becoming the New Financial Fault Line
December 19, 2025  |  Consumer Insights

The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a...

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