PYMNTS Intelligence

Wages Lag, Wallets Tighten as Consumer Sentiment Slips Again
Wages Lag, Wallets Tighten as Consumer Sentiment Slips Again
November 07, 2025  |  Economy

As the government shutdown loomed, PYMNTS Intelligence last month found consumers’ optimism about their financial stability weakened as income growth trailed rising expenses. Four in...

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Debt Grows, Savings Shrink and BNPL Fills the Gap
Debt Grows, Savings Shrink and BNPL Fills the Gap
November 07, 2025  |  Consumer Finance

The pile of household debt keeps growing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Gen Z Turns Credit Building Into a Financial Power Move
Gen Z Turns Credit Building Into a Financial Power Move
November 07, 2025  |  Credit Cards

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs....

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60% of Debit Cardholders Turn Direct Deposit Into Loyalty
60% of Debit Cardholders Turn Direct Deposit Into Loyalty
November 07, 2025  |  Loyalty & Rewards

For years, credit cards have monopolized the loyalty market. But as younger consumers trade borrowing for budgeting, the most meaningful shift may be happening on...

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Virtual Cards Challenge the ‘Cost of Doing Business’
Virtual Cards Challenge the ‘Cost of Doing Business’
November 06, 2025  |  Accounts Payable

Accounts payable (AP) has spent much of its history buried deep in the back office, with staff consigned to the tedium of typing invoices, auditing...

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77% of Chief Product Officers Use Gen AI for Cybersecurity
77% of Chief Product Officers Use Gen AI for Cybersecurity
November 06, 2025  |  artificial intelligence

Generative artificial intelligence (AI) may be rewriting product playbooks, but it hasn’t yet written humans out of them. The newest PYMNTS Intelligence report, “From Spark...

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Supreme Court Weighs Limits of Presidential Tariff Power
Supreme Court Weighs Limits of Presidential Tariff Power
November 05, 2025  |  Legal

A majority of the Supreme Court expressed skepticism of the president’s legal authority to impose tariffs on U.S. imports without Congress’ approval, during oral arguments...

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The Labor Economy Becomes the Innovation Economy
The Labor Economy Becomes the Innovation Economy
November 05, 2025  |  Artificial Intelligence

My hometown of Baltimore was the first city to install gas street lights in 1816 in an effort to curb crime. More cities quickly followed...

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Nearly 60% of Companies Struggle With Bot Fraud
Nearly 60% of Companies Struggle With Bot Fraud
November 05, 2025  |  Digital Identity

In the age of AI agents and synthetic identities, the biggest risk to corporate security may be complacency. Most firms think their digital identity systems...

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