PYMNTS Study

51% of Shoppers Put Convenience First When Choosing Payments
51% of Shoppers Put Convenience First When Choosing Payments
June 09, 2025  |  Consumer Insights

Payments optimization is a battleground for businesses aiming to maintain a competitive edge in the evolving digital landscape. Get the Full Story Complete the form...

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Banks Bet on Virtual Cards as the New Credit Battleground
Banks Bet on Virtual Cards as the New Credit Battleground
June 05, 2025  |  Digital Payments

When Apple Pay launched in 2014, it promised a future free of plastic. Over a decade later, the ripples of that revolution are still unfolding...

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Credit Unions Monetize Member Data Through FinTech Ties
Credit Unions Monetize Member Data Through FinTech Ties
June 05, 2025  |  Partnerships

Credit unions face pressure to keep pace with national, regional and local banks that are often at the forefront of developing cutting-edge financial services. Get...

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Working Capital Efficiency Rises 2.5% Among North American Middle-Market Companies
Working Capital Efficiency Rises 2.5% Among North American Middle-Market Companies
June 05, 2025  |  Working Capital

North American middle-market firms are demonstrating resilience, fueled in part by an increasing and more strategic use of financial tools. Get the Full Story Complete...

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Top Performing Card Issuers Ace the Cardholder Personalization Test
Top Performing Card Issuers Ace the Cardholder Personalization Test
June 04, 2025  |  Credit Cards

At the core of any firm’s success is customer lifetime value (CLTV), defined for issuers as the total revenue a cardholder generates over their entire...

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Push-to-Debit Tops Consumer Choice for Instant Payouts
Push-to-Debit Tops Consumer Choice for Instant Payouts
June 02, 2025  |  Disbursements

Imagine you’re owed a payment, whether it’s a gig paycheck, an insurance claim or a loan disbursement. Get the Full Story Complete the form to...

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68% of CFOs Are Willing to Invest in Real-Time Spend Visibility
68% of CFOs Are Willing to Invest in Real-Time Spend Visibility
June 02, 2025  |  Accounts Payable

Artificial intelligence is reshaping corporate finance, with accounts payable (AP) functions at the forefront of the transformation. Get the Full Story Complete the form to...

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Mexico’s Mobile Shift Reveals Untapped Retail Opportunities
Mexico’s Mobile Shift Reveals Untapped Retail Opportunities
May 30, 2025  |  Shopping

Mexico is becoming a mobile-first consumer market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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73% of Gen Z Identify as ‘Reactors’ in New Study
73% of Gen Z Identify as ‘Reactors’ in New Study
May 29, 2025  |  Consumer Finance

A shift is underway in how consumers in the United States manage their finances, and high earners are increasingly exhibiting reactive money habits. Get the...

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