Alternative Credit news and trends

FICO to Launch Credit Scores That Incorporate BNPL Data
Buy Now Pay Later // June 23, 2025

FICO will launch its first credit scores that incorporate buy now, pay later (BNPL) data in the fall. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Confidence and Cash Flow Shape Working Capital Strategies for Middle-Market Firms
Alternative Credit // June 16, 2025

The link between feeling good and playing good isn’t just tied to sports. It can hold sway in the business landscape, too. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Citi and Carlyle Group Partner on ‘Side-by-Side’ FinTech Fund
Fintech Investments // June 12, 2025

Citigroup and Carlyle Group have reportedly joined forces to fund FinTech companies. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
Alternative Credit // June 12, 2025

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for technologically driven lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Interviews & Exclusives
43% of Consumers Bail on Purchases Without BNPL Option

July 25, 2025
Buy now, pay later (BNPL) options have become deeply embedded in the financial lives of consumers in the United States, influencing everything from daily grocery runs to major appliance purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

Confidence and Cash Flow Shape Working Capital Strategies for Middle-Market Firms

June 16, 2025
The link between feeling good and playing good isn’t just tied to sports. It can hold sway in the business landscape, too. Get the Full Story Complete the form to...

Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders

June 12, 2025
The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for technologically driven lenders. Get the...

FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk

May 28, 2025
The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants, and at what interest rate....

Quick Reads
FICO to Launch Credit Scores That Incorporate BNPL Data

June 23, 2025
FICO will launch its first credit scores that incorporate buy now, pay later (BNPL) data in the fall. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you […]

Citi and Carlyle Group Partner on ‘Side-by-Side’ FinTech Fund

June 12, 2025
Citigroup and Carlyle Group have reportedly joined forces to fund FinTech companies. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Pagaya Issues $300 Million in Bonds to Fund BNPL Loans

May 22, 2025
Consumer lending platform Pagaya is reportedly pushing into the pay later market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Affirm and Shopify Expand Pay-Later Pact to Canada

April 09, 2025
Affirm and Shopify have expanded their pay-later offering beyond U.S. borders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...