Cloud Banking news and trends

Instant Payments and Stablecoins Demand Core Banking System Upgrades
Banking // June 20, 2025

For decades, banking infrastructure meant heavy metal — mainframes, on premises, in-house and legacy systems layered upon legacies. Batch systems and processing, and a set schedule of money movement. The systems are creaky and limited in an age where money movement now is moving toward...

FinTech IPO Index Plunges 11.7% Amid Broad-Based Market Rout
Fintech Investments // April 04, 2025

There was nowhere to run this week for investors seeking to escape a market rout that came on like a tidal wave, crashing down Thursday.   Tariffs, of course, dominated, and once they were real, as of Wednesday night, the stage was set for a...

nCino Shares Slump Amid Slowing Growth in Cloud Banking and Mortgage Markets
Earnings // April 01, 2025

nCino shares slumped in after hours trading Tuesday (April 1) in the wake of guidance that anticipates slowing growth in the core cloud banking segments and mortgage markets, though a reacceleration is envisioned for fiscal year 2027. Investor materials detailed that looking ahead, in the...

Reinventing Payments: Breaking Down Banking Infrastructure to Build a Composable Future
Banking // December 09, 2024

Banks rely on core tech to handle the basics: transactions, deposits, loans and more. But the kicker is that most of these systems were built decades ago. As in 1980, not 2010. Back then, “digital transformation” through the lens of a financial institution (FI) meant...

Interviews & Exclusives
FinTech IPO Index Plunges 11.7% Amid Broad-Based Market Rout

April 04, 2025
There was nowhere to run this week for investors seeking to escape a market rout that came on like a tidal wave, crashing down Thursday.   Tariffs, of course, dominated, and once they were real, as of Wednesday night, the stage was set for a plunge Thursday that’s not been seen in years. Investors fled […]

AWS and J.P. Morgan Weigh In on the Cloud’s Role in Payments Modernization

October 25, 2024
Although the technology has come a long way in a short period of time, it’s not like an organization can hit a switch and migrate to the cloud. Not yet,...

Cloud-Native Banking Presents Opportunities for Core Banking Innovation

May 24, 2024
The modernization of back-end systems represents an ongoing challenge for banks, especially as they seek to introduce new digital-first services. The options used to be stark: Rip and replace, or get the most...

Form3 CEO-US Says FedNow Launch Pushes Banks to Embrace the Cloud

August 02, 2023
Banking in the cloud might have once been a nice-to-have, but over time has become critical to enabling the changes that banks are trying to enact across the payments landscape....

Quick Reads
nCino Says AI Capabilities Will Drive Cloud Banking Solution’s Continued Growth

August 26, 2025
Cloud banking solution provider nCino plans to add sophisticated artificial intelligence (AI) capabilities and fully agentic workflows to its Banking Advisor product during the next quarter. Sean Desmond, CEO at nCino, said Tuesday (Aug. 26) during the company’s quarterly earnings call that nCino expects AI to be as transformative for financial services as the shift […]

Mastercard and Thought Machine Partner to Deliver Core Banking Capabilities

June 17, 2024
Mastercard and Thought Machine have expanded their partnership to deliver payments and core banking capabilities to financial institutions worldwide. This collaboration brings together Mastercard’s global network and digital solutions and...

NCino Reports Demand for Cloud Banking, AI Drives Record Sales

May 29, 2024
NCino reported Wednesday (May 29) that demand for its single-platform cloud banking solution and artificial intelligence (AI) features drove record gross sales in the most recent quarter. The company reported...

M&T Bank Taps Rich Data Co for AI Decisioning Platform

May 27, 2024
Rich Data Co. (RDC) has taken another step in the global expansion of its artificial intelligence (AI) decisioning platform for business and commercial lenders. The company has signed its first...