Consumer Data news and trends

Three State Privacy Laws Impact Payment Processors Starting Jan. 1
Regulation // December 30, 2025

New consumer privacy laws go into effect Thursday (Jan. 1) in Kentucky, Indiana and Rhode Island, each holding implications for banks, FinTechs and merchants. Together, they add to the growing patchwork of state-level privacy regimes payment processors must navigate, imposing new burdens on compliance departments....

NY Becomes First State to Target AI-Driven Personalized Pricing
artificial intelligence // November 30, 2025

New York has become the first state to take action against so-called “personalized pricing.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

14,000 Open Banking Rule Comments Show Deep Divides Over Privacy
Banking // October 24, 2025

The Consumer Financial Protection Bureau received 13,979 public comments on its plan to revise rules governing data sharing under Section 1033 of the Dodd-Frank Act. The flood of feedback, a flurry of which came in towards, and on, the Oct. 21 deadline, underscores how central open...

Can Algorithmic Pricing Disclosures Build Consumer Trust?
Business // September 11, 2025

Starting this summer, New Yorkers shopping online or booking rides might spot a new warning tucked beside the price: “This price was set by an algorithm using your personal data.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Interviews & Exclusives
Consumers Want FIs to Deliver Real-Time Financial Data

August 25, 2023
Serena Smith, chief client officer at i2c, told PYMNTS in a recent interview that although digital innovations in banking have come a long way in just a few short years, “There’s still a long way to go.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all […]

JPMorgan Payments Says Invisible Payments Define Instant Checkout’s Future

March 13, 2023
Instant checkout has been a long time coming. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Data Privacy Concerns Rising in Tandem With Rapid Uptake of Data Aggregators

December 15, 2021
No surprise: In the great digital shift, many consumers have turned to third-party apps to access their financial data. Yet those consumers are less than ideally aware about how the...

Plaid CTO: Banks, FinTechs Must Turn ‘Transaction Data Mosaic’ Into Cohesive Service Offering

September 02, 2021
The FinTech startup Plaid says that getting a clear picture of a consumer’s transaction data is critical to improving their access to better financial products. By cleaning up and classifying...

Quick Reads
PayPal Leverages Massive Data Trove to Create Retail Media Network

January 06, 2026
PayPal announced in a press release Tuesday (Jan 6) the launch of its Transaction Graph Insights & Measurement program, designed to give merchants a “full-funnel” view of consumer spending habits across the internet. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no […]

Three State Privacy Laws Impact Payment Processors Starting Jan. 1

December 30, 2025
New consumer privacy laws go into effect Thursday (Jan. 1) in Kentucky, Indiana and Rhode Island, each holding implications for banks, FinTechs and merchants. Together, they add to the growing...

NY Becomes First State to Target AI-Driven Personalized Pricing

November 30, 2025
New York has become the first state to take action against so-called “personalized pricing.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Visa Shifts Open Banking Focus Away From US

August 22, 2025
Visa shut its open banking business in the U.S., Bloomberg reported Friday (Aug. 22), citing unnamed sources. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...