Consumer Loans news and trends

JPMorgan to Accept Bitcoin ETFs as Loan Collateral
Bitcoin // June 04, 2025

JPMorgan Chase plans to offer financing to clients using spot bitcoin exchange-traded funds (ETFs) such as BlackRock’s iShares Bitcoin Trust (IBIT) as collateral, Bloomberg reported Wednesday (June 4). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

From 1960s Tech to 2025 Transactions: The Infrastructure Leap Powering BNPL’s Boom
BNPL // March 31, 2025

As this week’s “Pay Later Unpacked” virtual event draws to a close, we’ve heard a lot from the consumer-facing side of the house, as consumers are defining the use cases and payment preferences that drive this new format. Get the Full Story Complete the form...

Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
Consumer Finance // March 21, 2025

PYMNTS Intelligence has detailed that consumers opt for buy now, pay later (BNPL) plans because they’re convenient and accessible. More than half of the individuals that we’ve surveyed have said that they’d used installment options through the past year. And 76% of those consumers who...

White House Faces Opposition to Efforts to Reduce CDFI Fund
Politics // March 20, 2025

White House efforts to cut spending on a low-income lending program, the Community Development Financial Institutions Fund (CDFI Fund), are reportedly encountering opposition. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Interviews & Exclusives
From 1960s Tech to 2025 Transactions: The Infrastructure Leap Powering BNPL’s Boom

March 31, 2025
As this week’s “Pay Later Unpacked” virtual event draws to a close, we’ve heard a lot from the consumer-facing side of the house, as consumers are defining the use cases and payment preferences that drive this new format. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

How OppFi Can Say Yes to Credit When Traditional Banks Say No

March 20, 2025
U.S. consumers hold a record $1.2 trillion in credit card debt. Right now, households are in a holding pattern, where the growth in card balances has been muted, and a...

CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers

January 14, 2025
The appeal of stretching out one’s cash flow — making payments over time rather than all at once, and pressuring bank accounts or boosting interest-bearing debt levels — has long...

November Issuer Data Extends Trend of Rising Credit Card Charge-Offs

December 17, 2024
Securities and Exchange Commission (SEC) filings from several card issuers offer up a mixed portrait of the U.S. consumer in November. Get the Full Story Complete the form to unlock...

Quick Reads
JPMorgan CEO: ‘Real Chance’ US Economic Numbers Will Dip

June 11, 2025
The head of America’s largest bank has a gloomy forecast for the U.S. economy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

JPMorgan to Accept Bitcoin ETFs as Loan Collateral

June 04, 2025
JPMorgan Chase plans to offer financing to clients using spot bitcoin exchange-traded funds (ETFs) such as BlackRock’s iShares Bitcoin Trust (IBIT) as collateral, Bloomberg reported Wednesday (June 4). Get the Full...

White House Faces Opposition to Efforts to Reduce CDFI Fund

March 20, 2025
White House efforts to cut spending on a low-income lending program, the Community Development Financial Institutions Fund (CDFI Fund), are reportedly encountering opposition. Get the Full Story Complete the form to unlock...

SoFi Announces $697 Million Loan Secularization

March 03, 2025
SoFi says it has closed a $697.6 million secularization of loan platform business volume. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...