Revolving Credit news and trends

Issuers Face a New Reality as Credit Goes Real Time
Consumer Finance // April 16, 2026

Watch more: Need to Know With Paymentology’s Stephen Bowe Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
Consumer Finance // November 21, 2025

The “Wage to Wallet™ Index: Wage Volatility’s $14B Consumer Spending Gap,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, offers a detailed look inside the U.S. Labor Economy at a moment when small shifts in wages are delivering outsized consequences for spending, confidence and...

Revolving Credit Jumped in April as Consumers Loaded Up on Card Debt
Economy // June 06, 2025

The paydowns earlier this year were temporary. And as the latest consumer credit data from the Federal Reserve on Friday (June 6) indicated, consumers turned to credit as a way to pay for goods and services, in an April rush that indicates they sped up...

Credit Card Performance Metrics Show Signs of ‘Consumer Distress’
Credit Cards // April 09, 2025

Credit card performance metrics are showing signs of “consumer distress,” the Federal Reserve Bank of Philadelphia said Wednesday (April  9). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Interviews & Exclusives
Revolving Credit Rates Rise as Everyday Expenses Pinch Consumers

May 07, 2026
Americans are again leaning more heavily on credit cards to finance everyday life. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Issuers Face a New Reality as Credit Goes Real Time

April 16, 2026
Watch more: Need to Know With Paymentology’s Stephen Bowe Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Revolving Credit Drops 12% in November as Consumers Trim Balances

January 08, 2025
November’s stats from the Federal Reserve on consumer credit — known as the G.19 report — show a reversal from recent months, where households kept borrowing, padding balances, and using...

Two-Thirds of Financially Stressed Consumers Revolve Their Credit Card Balances Each Month

June 27, 2024
As consumers look for ways to make ends meet, many of those who do not have a financial safety net are forced to carry their credit card balances over to...

Quick Reads
Credit Card Performance Metrics Show Signs of ‘Consumer Distress’

April 09, 2025
Credit card performance metrics are showing signs of “consumer distress,” the Federal Reserve Bank of Philadelphia said Wednesday (April  9). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this […]

Fed Data: Consumer Revolving Credit Jumps to Nearly 14% Annual Rate

December 08, 2024
New Federal Reserve data shows American consumers’ credit card debt continuing to climb. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Consumer Borrowing Rises Less Than Expected in June

August 07, 2024
Consumers’ total outstanding credit increased by $8.9 billion in June, with a rise in non-revolving credit partially offset by a decline in revolving credit. Get the Full Story Complete the form...

Consumers’ Total Outstanding Credit Leaps $23.7 Billion in November

January 08, 2024
Consumers’ total outstanding credit leapt by $23.7 billion in November after growing by $5.8 billion the previous month. Get the Full Story Complete the form to unlock this article and...