Pymnts Study news and trends

Every Instant Payout Is a New Customer Waiting to Happen
Disbursements // June 04, 2026

Financial institutions have long treated disbursements as back-office logistics. Move the money, book the revenue and support the commercial client. However, the PYMNTS Intelligence report “Banking Both Sides: Instant Payouts Turn Receivers Into Customers” challenges that framing. The recipients of those payments may be just...

Amazon Wins When Retail Checkout Breaks
Retail // June 04, 2026

When a millennial advertising executive spends 30 minutes on a Sunday morning browsing face serums on a beauty website, she expects that once she lands on her final choice, the hard work is over. Get the Full Story Complete the form to unlock this article...

High Earners Help Banks Take the Lead in Installments
Alternative Credit // June 03, 2026

Installment lending was once framed as a way to broaden access to credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Issuers Say Smart Checkout Could Rewrite Card Rewards
Loyalty & Rewards // June 03, 2026

“The Smart Checkout Opportunity: Why Issuers Are Ready For A Better Rewards System” examines why card issuers and FinTechs are seeking a more effective way to deliver rewards at the moment consumers decide how to pay. Get the Full Story Complete the form to unlock this...

Interviews & Exclusives
72% of Firms Still See Relief Ahead as Forecasting Confidence Slips

June 08, 2026
Business leaders are not giving up on clearer conditions, but their confidence is no longer rising in a straight line. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this […]

Every Instant Payout Is a New Customer Waiting to Happen

June 04, 2026
Financial institutions have long treated disbursements as back-office logistics. Move the money, book the revenue and support the commercial client. However, the PYMNTS Intelligence report “Banking Both Sides: Instant Payouts...

Amazon Wins When Retail Checkout Breaks

June 04, 2026
When a millennial advertising executive spends 30 minutes on a Sunday morning browsing face serums on a beauty website, she expects that once she lands on her final choice, the...

High Earners Help Banks Take the Lead in Installments

June 03, 2026
Installment lending was once framed as a way to broaden access to credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Quick Reads
Construction Firms Wait 94 Days on Average to Get Paid

December 29, 2023
Digital technologies are being built to help solve one of the key challenges facing the construction industry: delayed payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

30% of Consumers Struggle to Access Credit Products

December 28, 2023
About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story Complete the form to unlock...

Financial Services Providers Use Gamification to Help Customers Manage Debt

December 28, 2023
Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Younger Consumers Less Likely to Use Credit Cards

December 28, 2023
The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...