Pymnts Study news and trends

Banks Face Fraud Spike As Scams Stress Legacy Systems
Fraud Prevention // December 04, 2025

The “2025 State of Fraud and Financial Crime in the United States” report, a PYMNTS Intelligence report commissioned by Block, reveals that the financial industry is navigating an increasingly sophisticated and dynamic threat landscape. The primary trend observed is a significant surge in unauthorized-party fraud,...

Nearly 1 in 5 Gen Z Turn to BNPL as Traditional Credit Plays a Smaller...
Buy Now Pay Later // December 04, 2025

Generation Z consumers are not only saving more; they’re reshaping how financial activity moves, stores and circulates online. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Gen Z Faces Financial Stress as Hourly Wages Lose Ground
Economy // December 02, 2025

How your job pays you as an employee is important. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Digital Brands Turn Embedded Finance Into a Growth Lever
Payments Innovation // December 01, 2025

Embedded finance is moving from a strategic initiative to a core requirement as firms across industries weave financial services into their platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Interviews & Exclusives
48% Usage Gap Shows Why Virtual Cards Still Lag Adoption

December 05, 2025
Companies may be chasing automation, but late payments and cash flow strain are pushing a deeper shift in how finance teams think about modern payables. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, […]

Nearly 1 in 5 Gen Z Turn to BNPL as Traditional Credit Plays a Smaller...

December 04, 2025
Generation Z consumers are not only saving more; they’re reshaping how financial activity moves, stores and circulates online. Get the Full Story Complete the form to unlock this article and...

Gen Z Faces Financial Stress as Hourly Wages Lose Ground

December 02, 2025
How your job pays you as an employee is important. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Digital Brands Turn Embedded Finance Into a Growth Lever

December 01, 2025
Embedded finance is moving from a strategic initiative to a core requirement as firms across industries weave financial services into their platforms. Get the Full Story Complete the form to...

Quick Reads
Construction Firms Wait 94 Days on Average to Get Paid

December 29, 2023
Digital technologies are being built to help solve one of the key challenges facing the construction industry: delayed payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

30% of Consumers Struggle to Access Credit Products

December 28, 2023
About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story Complete the form to unlock...

Financial Services Providers Use Gamification to Help Customers Manage Debt

December 28, 2023
Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Younger Consumers Less Likely to Use Credit Cards

December 28, 2023
The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...