Pymnts Study/page/3 news and trends

Credit Unions Plan to Nearly Triple AI Payment Services
Credit Unions // July 16, 2026

For credit unions (CUs), the race to strengthen AI capabilities may be decided by following through on the plans already in place rather than developing entirely new innovations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

48% of Online Shoppers Now Use AI Before Buying
Artificial Intelligence // July 16, 2026

AI agents have moved from the wish list to the shopping cart. The next test is simple: Can merchants keep control when software starts acting like a customer? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

44 Million Subprime Consumers Create a New Market for Payments Providers
Consumer Insights // July 15, 2026

For young subprime consumers, the clearest sign of financial pressure may show up not at the checkout counter, but at the doctor’s office. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Earned Wage Access Reaches Workers but Fails to Win Them
Payroll // July 15, 2026

On-demand pay was supposed to address a straightforward mismatch. Employees earn money every day, but traditional payroll systems release it every one or two weeks. When a car repair, utility bill or medical expense arrives between paychecks, workers may be forced to borrow even though...

Interviews & Exclusives
46% of Small Businesses Would Pay for Better Digital Tools

July 16, 2026
Small businesses want tools that give them more control over when money moves, how spending gets tracked and what happens when a payment goes wrong. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, […]

Credit Unions Plan to Nearly Triple AI Payment Services

July 16, 2026
For credit unions (CUs), the race to strengthen AI capabilities may be decided by following through on the plans already in place rather than developing entirely new innovations. Get the...

44 Million Subprime Consumers Create a New Market for Payments Providers

July 15, 2026
For young subprime consumers, the clearest sign of financial pressure may show up not at the checkout counter, but at the doctor’s office. Get the Full Story Complete the form...

Earned Wage Access Reaches Workers but Fails to Win Them

July 15, 2026
On-demand pay was supposed to address a straightforward mismatch. Employees earn money every day, but traditional payroll systems release it every one or two weeks. When a car repair, utility...

Quick Reads
Construction Firms Wait 94 Days on Average to Get Paid

December 29, 2023
Digital technologies are being built to help solve one of the key challenges facing the construction industry: delayed payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

30% of Consumers Struggle to Access Credit Products

December 28, 2023
About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story Complete the form to unlock...

Financial Services Providers Use Gamification to Help Customers Manage Debt

December 28, 2023
Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Younger Consumers Less Likely to Use Credit Cards

December 28, 2023
The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...