Pymnts Study/page/5 news and trends

35% of Subprime Consumers Remain Outside the Card Market
Credit Cards // August 27, 2026

More than 1 in 3 subprime consumers sit outside the card market, leaving lenders and merchants with room to build a more manageable entry point to credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

57% of SMBs Now Sell Through Their Own Websites
SMBs // August 24, 2026

Small businesses increasingly see growth coming from the digital channels that extend their reach without requiring another storefront. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Payment Choice Helps Decide Where Nearly Two-Thirds of US Shoppers Buy
Consumer Insights // August 24, 2026

A merchant can win the product search, the price comparison and the trip to checkout, only to discover that how a customer wants to pay can still influence where the purchase ultimately happens. Get the Full Story Complete the form to unlock this article and...

Enterprise AI Finds Its Firmest Footing in Security and Treasury
Artificial Intelligence // August 20, 2026

For all the attention paid to enterprise artificial intelligence strategy, adoption is not spreading evenly across the organization. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Interviews & Exclusives
35% of Subprime Consumers Remain Outside the Card Market

August 27, 2026
More than 1 in 3 subprime consumers sit outside the card market, leaving lenders and merchants with room to build a more manageable entry point to credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our […]

57% of SMBs Now Sell Through Their Own Websites

August 24, 2026
Small businesses increasingly see growth coming from the digital channels that extend their reach without requiring another storefront. Get the Full Story Complete the form to unlock this article and...

Payment Choice Helps Decide Where Nearly Two-Thirds of US Shoppers Buy

August 24, 2026
A merchant can win the product search, the price comparison and the trip to checkout, only to discover that how a customer wants to pay can still influence where the...

Enterprise AI Finds Its Firmest Footing in Security and Treasury

August 20, 2026
For all the attention paid to enterprise artificial intelligence strategy, adoption is not spreading evenly across the organization. Get the Full Story Complete the form to unlock this article and...

Quick Reads
Construction Firms Wait 94 Days on Average to Get Paid

December 29, 2023
Digital technologies are being built to help solve one of the key challenges facing the construction industry: delayed payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

30% of Consumers Struggle to Access Credit Products

December 28, 2023
About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story Complete the form to unlock...

Financial Services Providers Use Gamification to Help Customers Manage Debt

December 28, 2023
Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Younger Consumers Less Likely to Use Credit Cards

December 28, 2023
The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...