The operating assumption in card issuing is that better technology should produce better economics. Card issuers have largely won the technology-access battle. Instant issuance, mobile wallet provisioning, real-time fraud controls and personalized offers are no longer reserved for the largest banks. However, broader access has...
Digital wallets are gaining ground not only among consumers who prize speed, but among those using the apps to keep tighter control of strained household budgets. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
Small businesses want tools that give them more control over when money moves, how spending gets tracked and what happens when a payment goes wrong. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...
For credit unions (CUs), the race to strengthen AI capabilities may be decided by following through on the plans already in place rather than developing entirely new innovations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
July 17, 2026
Financial institutions have traditionally organized customers using familiar metrics: income, assets, credit score and spending patterns. Those variables determined who qualified for a mortgage, which credit card they received and how aggressively they were marketed new financial products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]
July 17, 2026
The operating assumption in card issuing is that better technology should produce better economics. Card issuers have largely won the technology-access battle. Instant issuance, mobile wallet provisioning, real-time fraud controls...
July 17, 2026
Digital wallets are gaining ground not only among consumers who prize speed, but among those using the apps to keep tighter control of strained household budgets. Get the Full Story...
July 16, 2026
Small businesses want tools that give them more control over when money moves, how spending gets tracked and what happens when a payment goes wrong. Get the Full Story Complete...
December 29, 2023
Digital technologies are being built to help solve one of the key challenges facing the construction industry: delayed payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]
December 28, 2023
About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story Complete the form to unlock...
December 28, 2023
Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
December 28, 2023
The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
