Pymnts Study/page/4 news and trends

Consumer Expectations for Economy Jump 4.1 Points as Personal Finance Optimism Lags
Economy // August 07, 2026

The economy is beginning to inspire confidence again, but Americans are not convinced that confidence will arrive in their own wallets anytime soon. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

63% of SMBs Turn to Cards for Payment Protection
SMBs // August 06, 2026

Small businesses don’t appear to need more payment options as much as they need better control over when money leaves the business. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

AI Finds the Deal, Shoppers Still Make the Call
Retail // August 05, 2026

When it comes to retail shopping, consumers are largely using artificial intelligence as a shortcut through the growing complexity of eCommerce rather than as a replacement for making their own decisions. While AI is finding its strongest role in tasks that save time and simplify...

Payment Choice Now Defines The New American Shopper
Consumer Insights // August 05, 2026

American shoppers aren’t waiting for retail to catch up. They’re already using mobile devices and AI to find products, compare choices and decide where to spend. Their shopping habits are outpacing many merchant systems. Get the Full Story Complete the form to unlock this article...

Interviews & Exclusives
Financial Firms Put AI to Work Across 27 Tasks, Study Finds

August 07, 2026
Financial services firms are finding their strongest artificial intelligence results in the parts of the business customers rarely see. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

Consumer Expectations for Economy Jump 4.1 Points as Personal Finance Optimism Lags

August 07, 2026
The economy is beginning to inspire confidence again, but Americans are not convinced that confidence will arrive in their own wallets anytime soon. Get the Full Story Complete the form...

63% of SMBs Turn to Cards for Payment Protection

August 06, 2026
Small businesses don’t appear to need more payment options as much as they need better control over when money leaves the business. Get the Full Story Complete the form to...

Payment Choice Now Defines The New American Shopper

August 05, 2026
American shoppers aren’t waiting for retail to catch up. They’re already using mobile devices and AI to find products, compare choices and decide where to spend. Their shopping habits are...

Quick Reads
Construction Firms Wait 94 Days on Average to Get Paid

December 29, 2023
Digital technologies are being built to help solve one of the key challenges facing the construction industry: delayed payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

30% of Consumers Struggle to Access Credit Products

December 28, 2023
About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story Complete the form to unlock...

Financial Services Providers Use Gamification to Help Customers Manage Debt

December 28, 2023
Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Younger Consumers Less Likely to Use Credit Cards

December 28, 2023
The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...