Paycheck To Paycheck news and trends

Pepsi Sees ‘Blue Ocean Of Opportunity’ in Away-From-Home Foods
Earnings // February 04, 2025

With snack food demand slipping, PepsiCo is looking to opportunities outside consumers’ homes. The food and beverage giant released earnings Tuesday (Feb. 4) showing a drop in sales. While worldwide volumes were up, demand was weaker in North America, where Pepsi — like other companies...

52% of Payment Declines Are Debit Cards
Consumer Insights // February 04, 2025

Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. According to a PYMNTS Intelligence report, “Financially Struggling Consumers Are Twice as Likely to Face Payment Declines,” while payment declines have...

As Economic Pressures Grow, Retailers Focus on Value, Customer Experience and Community Ties
Retail // January 29, 2025

As escalating costs strain household budgets, PYMNTS Intelligence’s latest paycheck-to-paycheck study, “New Reality Check: The Paycheck-to-Paycheck Report: Struggling Consumers Go to Short-Term Strategies to Manage Higher Expenses,” reveals that 78% of consumers have experienced higher costs for essential services and about two-thirds live paycheck to...

Spending Caution Sets In as Consumers Weigh Economic Outlook
Consumer Insights // January 29, 2025

The state and stability of one’s job — and by extension, earnings prospects — lies at the heart of consumers’ confidence over their own financial condition, both in the present and in the future. Recent data — from both PYMNTS Intelligence and from surveys elsewhere...

Interviews & Exclusives
Consumers With Cash Flow Gaps Are 3.5x More Likely to Use BNPL

February 06, 2025
As U.S. consumers face cash flow shortages, many are turning to alternative payment methods like buy now, pay later (BNPL) to help them manage their financial strain. According to a PYMNTS Intelligence report, “Cash Flow Shortages Drive Consumers’ BNPL Usage,” financial situations influence payment choices, showing cash-short consumers are more likely to use BNPL, emphasizing […]

52% of Payment Declines Are Debit Cards

February 04, 2025
Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. According to a PYMNTS Intelligence report,...

As Economic Pressures Grow, Retailers Focus on Value, Customer Experience and Community Ties

January 29, 2025
As escalating costs strain household budgets, PYMNTS Intelligence’s latest paycheck-to-paycheck study, “New Reality Check: The Paycheck-to-Paycheck Report: Struggling Consumers Go to Short-Term Strategies to Manage Higher Expenses,” reveals that 78%...

Spending Caution Sets In as Consumers Weigh Economic Outlook

January 29, 2025
The state and stability of one’s job — and by extension, earnings prospects — lies at the heart of consumers’ confidence over their own financial condition, both in the present...

Quick Reads
Pepsi Sees ‘Blue Ocean Of Opportunity’ in Away-From-Home Foods

February 04, 2025
With snack food demand slipping, PepsiCo is looking to opportunities outside consumers’ homes. The food and beverage giant released earnings Tuesday (Feb. 4) showing a drop in sales. While worldwide volumes were up, demand was weaker in North America, where Pepsi — like other companies — have warned of consumer caution. However, management said during […]

Consumer Sentiment Reaches Highest Point Since April as Economy Improves

December 20, 2024
Consumer sentiment rose in December, reaching the highest point since April but remaining below its pre-pandemic level. The increase in the consumer sentiment index marked the fifth consecutive month of...

Online Grocery Prices Dip for First Time Since Pandemic

November 12, 2024
Online grocery costs reportedly fell last month, their first dip since the COVID-19 pandemic. The cost of food declined by 0.1% in October compared to the same month in 2023,...

Primark Owner Forecasts Uptick in Lower-Income Consumer Confidence

November 05, 2024
The head of Associated British Foods has predicted rising confidence among lower-income consumers. As the Financial Times (FT) reported Tuesday (Nov. 5), George Weston made this forecast in light of...