Income news and trends

DailyPay to Expand On-Demand Pay Platform to Canada in May
Disbursements // April 30, 2025

DailyPay will expand its On-Demand Pay platform to Canada in May. The company will make this earned wage access platform available to new and existing clients with operations in Canada, DailyPay said in a Wednesday (April 30) press release. “Expanding into Canada is a major step in our...

DailyPay Sues NY AG to Counter On-Demand Pay Restrictions
Legal // April 07, 2025

Earned wage access company DailyPay has sued New York Attorney General Letitia James. The company’s suit, filed Monday (April 7), is aimed at stopping what DailyPay says is an attempt by James to block on-demand pay via New York’s usury laws. Those laws, the company...

EarnIn Debuts Early Pay For Faster Paycheck Access
Personal Finance // March 18, 2025

EarnIn has debuted a product that lets users access their paychecks two days early. Early Pay, announced by the earned wage access (EWA) provider Tuesday (March 18), lets customers get paid early no matter where they bank. “In today’s world, it shouldn’t take days for...

Consumers Use Credit to Plug Widening Gap Between Income and Spending
Consumer Finance // January 31, 2025

Only a few weeks into the current earnings season, and top-line momentum and commentary from firms, including banks and the payment networks, have all pointed to the resilience of the U.S. consumer. But while they are indeed opening their wallets — both physically and digitally...

Interviews & Exclusives
70% of US Consumers Feel Stressed About Personal Finances

September 06, 2024
In today’s competitive job market, traditional benefits like retirement plans and paid time off are falling short as workers demand immediate access to their earnings. Rising financial pressures and living costs are driving this shift, pushing employers to adapt or risk losing top talent. A PYMNTS Intelligence report, “No-Wait Wages: Leveraging Instant Payments to Boost […]

25% of High-Income Consumers Work Side Hustles

June 26, 2024
Amid news that the U.S. job market is cooling, first-time unemployment claims are up and 64% of Americans now live paycheck to paycheck, comes this finding: One-quarter of those Americans...

Fed Says Consumers See Higher-for-Longer Inflation

May 13, 2024
Consumers are girding for inflation to settle in over the long haul. But they intend to keep spending. As reported on Monday (May 13), the  Federal Reserve Bank of New York’s Center...

Wage Growth May Not Rescue Paycheck-to-Paycheck Economy

April 05, 2024
Wages are increasing.  The unemployment rate’s lower.  The U.S. economy added more jobs in March than had been expected. And yet, it all may not be enough to offset the...

Quick Reads
DailyPay to Expand On-Demand Pay Platform to Canada in May

April 30, 2025
DailyPay will expand its On-Demand Pay platform to Canada in May. The company will make this earned wage access platform available to new and existing clients with operations in Canada, DailyPay said in a Wednesday (April 30) press release. “Expanding into Canada is a major step in our mission to better serve our multinational clients and partners and […]

DailyPay Sues NY AG to Counter On-Demand Pay Restrictions

April 07, 2025
Earned wage access company DailyPay has sued New York Attorney General Letitia James. The company’s suit, filed Monday (April 7), is aimed at stopping what DailyPay says is an attempt...

EarnIn Debuts Early Pay For Faster Paycheck Access

March 18, 2025
EarnIn has debuted a product that lets users access their paychecks two days early. Early Pay, announced by the earned wage access (EWA) provider Tuesday (March 18), lets customers get...

ADP: Wage Growth Hits Three-Year Low as Labor Market ‘Downshifts’

January 08, 2025
America’s employment picture ended the year on a down note, ADP’s latest findings show. “The labor market downshifted to a more modest pace of growth in the final month of...