Paycheck To Paycheck/page/2 news and trends

Fed Finds High-End Spending Holding as Household Strain Deepens
Economy // September 02, 2026

The American consumer is still spending, but the Federal Reserve’s latest survey makes it increasingly difficult to speak of all consumers as though they were experiencing the same economy. The Fed’s August Beige Book, based on information collected through Aug. 24, found that consumer spending...

Banks Built for Paychecks Meet the Cash Flow Generation
Consumer Finance // August 17, 2026

For much of the past century, banking products evolved around the regular paycheck. But findings in the August 2026 edition of The Millennial Playbook, a report by PYMNTS Intelligence, reveal that as work becomes more fragmented, simply holding the checking account may become less valuable...

Age and Income Miss the Real Divide in Financial Health
Consumer Finance // July 29, 2026

Two consumers can share a generation, an income bracket and many of the same expenses while occupying markedly different financial positions. That is one of the central findings in the July edition of PYMNTS Intelligence’s “The American Paycheck.” The report finds that financial pressure extends...

Every Dollar Gets a Job as Financial Pressure Builds
Consumer Finance // July 21, 2026

Consumers under the greatest financial pressure are not simply spending less. They are becoming more selective about where every dollar goes. That shift appears in “The Inflation Mirage: What Rising Spending Hides About Consumer Demand,” the June edition of the PYMNTS Consumer Expectations Index. The report...

Interviews & Exclusives
Banks Built for Paychecks Meet the Cash Flow Generation

August 17, 2026
For much of the past century, banking products evolved around the regular paycheck. But findings in the August 2026 edition of The Millennial Playbook, a report by PYMNTS Intelligence, reveal that as work becomes more fragmented, simply holding the checking account may become less valuable than helping customers manage when money arrives, how long it […]

Age and Income Miss the Real Divide in Financial Health

July 29, 2026
Two consumers can share a generation, an income bracket and many of the same expenses while occupying markedly different financial positions. That is one of the central findings in the...

Every Dollar Gets a Job as Financial Pressure Builds

July 21, 2026
Consumers under the greatest financial pressure are not simply spending less. They are becoming more selective about where every dollar goes. That shift appears in “The Inflation Mirage: What Rising...

53% of Financially Strained Consumers Cut Nonessential Spending 

July 14, 2026
Consumers are still spending, but many are doing it with less room for error. That’s the central finding from “The Inflation Mirage: What Rising Spending Hides About Consumer Demand,” the latest edition of...

Quick Reads
Student Loan Borrowers Scramble to Pick New Repayment Plans

September 13, 2026
Millions of federal student loan borrowers are racing to pick new repayment options under the governmental rules. That’s according to a report Sunday (Sept. 13) from The Hill, which says borrowers on the now-defunct Biden-era SAVE Plan must choose a new repayment plan within 90 days of being notified, or automatically get transferred to an […]

WorkWhile Adds AI Tool to Eliminate Payday Loans

June 08, 2026
WorkWhile has added an earning management solution designed for hourly workers to its artificial intelligence (AI)-powered labor platform. The new WorkWhile Money, which is integrated within the WorkWhile application, provides...

WorkWhile Launches Free Real-Time Payments for Labor Economy

October 27, 2025
Labor marketplace WorkWhile has launched a free, real-time payment feature for workers on its platform. The launch, announced Monday (Oct. 27), is open to all workers on the Workwhile platform,...

Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’

June 10, 2025
Citigroup is reportedly preparing for a possible decline in consumer financial health by putting aside more provisions for potential losses on loans. “Given the macro environment, etc., cost of credit compared...