Data Sharing news and trends

14,000 Open Banking Rule Comments Show Deep Divides Over Privacy
Banking // October 24, 2025

The Consumer Financial Protection Bureau received 13,979 public comments on its plan to revise rules governing data sharing under Section 1033 of the Dodd-Frank Act. The flood of feedback, a flurry of which came in towards, and on, the Oct. 21 deadline, underscores how central open...

UK’s FCA Taps Raidiam to Help Test Data Sharing for Open Finance
Partnerships // October 13, 2025

The United Kingdom’s Financial Conduct Authority has partnered with Raidiam to help firms simulate and test data sharing in support of open finance. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

EU Barring Tech Giants From Financial Data System
Regulation // September 21, 2025

European regulators reportedly want to block American tech giants from a new financial data-sharing system. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Plaid and JPMorgan Reach Customer Data Sharing Agreement
Data // September 16, 2025

JPMorgan Chase and Plaid have reached an accord amid a dispute over FinTech access to customer data. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Interviews & Exclusives
Fraudsters Share Playbooks, So Why Won’t Banks Share Data?

August 27, 2025
Watch more: Entersekt Warns Banks Can’t Beat Crime With Old Data Alone Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

What Hath 3D Secure Wrought … in 2025?

April 28, 2025
Back in 1999, payment networks introduced the first version of the 3-D Secure authentication protocol, which sought to add security to online credit card transactions. 3DS 1.0, as it is...

Trust Multiplied: How Verified Data Platforms Strengthen Business Lending

April 09, 2025
During the pandemic, the government extended a $1.2 trillion lifeline through the Paycheck Protection Program (PPP). Four years on, the sobering stats show that the Small Business Administration was victimized...

Court Battle Could Reshape Consumer Financial Data Landscape

February 12, 2025
The fight over the CFPB’s status and, in particular, the future of Open Banking Rule 1033 is on. A Washington, D.C.-based trade group, the Financial Technology Association (FTA), is seeking to...

Quick Reads
UK Watchdog Probes Data-Sharing Among Hotel Giants

March 02, 2026
England’s competition watchdog is investigating three international hotel chains for their data-sharing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

UK’s FCA Taps Raidiam to Help Test Data Sharing for Open Finance

October 13, 2025
The United Kingdom’s Financial Conduct Authority has partnered with Raidiam to help firms simulate and test data sharing in support of open finance. Get the Full Story Complete the form...

EU Barring Tech Giants From Financial Data System

September 21, 2025
European regulators reportedly want to block American tech giants from a new financial data-sharing system. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Plaid and JPMorgan Reach Customer Data Sharing Agreement

September 16, 2025
JPMorgan Chase and Plaid have reached an accord amid a dispute over FinTech access to customer data. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...