Debit Cards/page/3 news and trends

Court Orders Fed to Rewrite Debit Card Swipe Fee Rule
Legal & Regulation // October 26, 2026

A federal appeals court has upheld a lower court ruling striking down the Federal Reserve’s 21-cent cap on debit card interchange fees. This latest decision was handed down Monday (Oct. 26) by a three-judge panel of the 8th U.S. Circuit Court of Appeals, affirming a...

Stablecoins Need to Get Behind Cards, Not Replace Them
Cryptocurrency // October 21, 2026

Watch more: Paymentology Says AI Agents Must Earn the Right to Move Money The stablecoin industry has spent possibly too much time trying to reinvent checkout. Consumers already have a nearly universal interface for turning balances into purchases. Their cards. Merchants already accept them, networks...

Finsei Picks Thredd to Help Launch New Debit Offering
Partnerships // October 20, 2026

London-based payments firm Finsei has picked issuer processing platform Thredd to power its new Mastercard debit offering. “The partnership reflects a shared focus on simplifying an increasingly complex payments environment,” Thredd said in a Tuesday (Oct. 20) news release. “Businesses operating across markets often rely on multiple providers to manage accounts, payments,...

Bank of America Consumers Boost Spending 8% as Digital Banking Deepens
Banking // October 14, 2026

Bank of America’s consumers spent more in the third quarter while moving a larger share of their banking activity onto the company’s digital channels, giving the bank growth in transactions and engagement at the same time that its checking account franchise continued to expand. Combined...

Interviews & Exclusives
Gen X Wants More From Familiar Payment Tools

October 27, 2026
Generation X is giving payments providers a clear signal to make payments more flexible, but keep them familiar. This cohort is not particularly interested in the rapid adoption of new methods, but instead largely desires to keep using the same payment tools even as their financial situation evolves. The PYMNTS Intelligence report “Commerce Runs on […]

Stablecoins Need to Get Behind Cards, Not Replace Them

October 21, 2026
Watch more: Paymentology Says AI Agents Must Earn the Right to Move Money The stablecoin industry has spent possibly too much time trying to reinvent checkout. Consumers already have a...

A Half Point Can Reveal the Real Cost of a Debit Upgrade

September 30, 2026
A debit processor migration can look successful on a project plan and still create problems at the checkout counter. That’s one of the central findings in “The Hidden P&L of Legacy...

Debit Is Becoming Gen Z’s Money Management App

August 13, 2026
Debit cards are a daily financial control panel for many Generation Z consumers, which gives banks a new way to compete for loyalty. The PYMNTS Intelligence tracker “The Incremental Imperative:...

Quick Reads
Court Orders Fed to Rewrite Debit Card Swipe Fee Rule

October 26, 2026
A federal appeals court has upheld a lower court ruling striking down the Federal Reserve’s 21-cent cap on debit card interchange fees. This latest decision was handed down Monday (Oct. 26) by a three-judge panel of the 8th U.S. Circuit Court of Appeals, affirming a ruling last year that vacated the cap. The decision stems […]

Finsei Picks Thredd to Help Launch New Debit Offering

October 20, 2026
London-based payments firm Finsei has picked issuer processing platform Thredd to power its new Mastercard debit offering. “The partnership reflects a shared focus on simplifying an increasingly complex payments environment,” Thredd said in a Tuesday (Oct....

Wells Fargo Mobile App Can Personalize Debit Card With Photo

October 06, 2026
Wells Fargo says customers can now personalize debit cards within its mobile banking app. The Mobile Card Design Studio lets customers upload personal photos from their phone to create personalized...

FIS Teams With Spade to Bring Clarity to Debit Transactions

September 28, 2026
FIS says it has a new way to offer debit-issuing clients better merchant data. That’s possible due to a new integration marrying Spade’s real-time enrichment technology into FIS’ debit processing...