Fdic/page/6 news and trends

FinTech Company Mercury Submits Applications to Become National Bank
Banking // December 19, 2025

FinTech company Mercury has applied for a national bank charter with the Office of the Comptroller of the Currency (OCC) and for federal deposit insurance with the Federal Deposit Insurance Corporation (FDIC). Get the Full Story Complete the form to unlock this article and enjoy...

Tech-Focused Erebor Bank Gains FDIC Approval for Deposit Insurance
Banking // December 16, 2025

The Federal Deposit Insurance Corporation (FDIC) approved a deposit insurance application to establish Erebor Bank, a new national bank that plans to provide deposit and lending products to businesses and individuals in the technology, payments systems, investment and defense industries, including participants in virtual currency...

FDIC Proposes Rule for Banks Seeking to Issue Stablecoin Payments
Digital Payments // December 16, 2025

In its first action to implement the GENIUS Act, the Federal Deposit Insurance Corporation (FDIC) is considering a proposed rule that would establish procedures under which the insured depository institutions the regulator supervises could seek to issue stablecoin payments. Get the Full Story Complete the form to...

Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions
Bank Regulation // December 10, 2025

The Treasury Department reportedly aims to give its Financial Crimes Enforcement Network (FinCEN) the ability to veto other regulators’ findings that a bank has violated the Bank Secrecy Act (BSA). Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Interviews & Exclusives
FDIC Capital Rules May Push Banks to Rethink FinTech Partnerships

November 24, 2025
The Federal Deposit Insurance Corp.’s latest board agenda reads like a preview of the next major regulatory issues looming for big banks, and by extension, their FinTech partners. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to […]

FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged

October 08, 2025
Federal regulators are overhauling how they determine when a bank crosses the line from prudent to “unsafe.” Get the Full Story Complete the form to unlock this article and enjoy...

Bank Chiefs Push Lawmakers on Deposit Backstop in Wake of SVB

September 10, 2025
Bank CEOs told lawmakers at a Senate Committee hearing Wednesday (Sept. 10) that deposit insurance reform is urgently needed in the wake of the Silicon Valley Bank collapse of 2023....

Inspector General Warns FDIC Oversight Failures Endanger Banks

August 18, 2025
The expansion of banking ecosystems has long been in place as financial institutions (FIs) link with providers to fine-tune and modernize operations. Get the Full Story Complete the form to...

Quick Reads
Senate Confirms Travis Hill as FDIC Board Chair

December 19, 2025
The Commodity Futures Trading Commission (CFTC) and the Federal Deposit Insurance Corporation (FDIC) have new leaders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

FinTech Company Mercury Submits Applications to Become National Bank

December 19, 2025
FinTech company Mercury has applied for a national bank charter with the Office of the Comptroller of the Currency (OCC) and for federal deposit insurance with the Federal Deposit Insurance...

Tech-Focused Erebor Bank Gains FDIC Approval for Deposit Insurance

December 16, 2025
The Federal Deposit Insurance Corporation (FDIC) approved a deposit insurance application to establish Erebor Bank, a new national bank that plans to provide deposit and lending products to businesses and...

FDIC Proposes Rule for Banks Seeking to Issue Stablecoin Payments

December 16, 2025
In its first action to implement the GENIUS Act, the Federal Deposit Insurance Corporation (FDIC) is considering a proposed rule that would establish procedures under which the insured depository institutions the regulator...