Fdic/page/6 news and trends

Banking Regulators Move to Cut Capital Requirements
Bank Regulation // March 19, 2026

The federal bank regulators are seeking comment on three proposals they said would streamline capital requirements for banks of all sizes, better align regulatory capital with risk, and maintain the safety and soundness of the banking system. Get the Full Story Complete the form to...

FDIC Moves to Exclude Stablecoins From Deposit Insurance
Regulation // March 11, 2026

The Federal Deposit Insurance Corporation (FDIC) plans to propose rules saying that stablecoins are not eligible for FDIC pass-through insurance, and that tokenized deposits are eligible for such insurance. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Affirm Applies to Establish Industrial Loan Charter
Banking // January 23, 2026

Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

FDIC Support Clears a Path for Tokenized Deposits to Scale
Regulation // December 29, 2025

Tokenization is steadily reshaping how financial assets are recorded and moved, and support from regulators is paving the way for wider use across financial services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Interviews & Exclusives
Lawmakers Press Bank Regulators on Tech Rules and Delays

March 26, 2026
A House Financial Services subcommittee hearing on financial technology and regulation explored how much supervisory uncertainty banks are expected to tolerate as regulators rework their approach almost in real time. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

FDIC Capital Rules May Push Banks to Rethink FinTech Partnerships

November 24, 2025
The Federal Deposit Insurance Corp.’s latest board agenda reads like a preview of the next major regulatory issues looming for big banks, and by extension, their FinTech partners. Get the...

FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged

October 08, 2025
Federal regulators are overhauling how they determine when a bank crosses the line from prudent to “unsafe.” Get the Full Story Complete the form to unlock this article and enjoy...

Bank Chiefs Push Lawmakers on Deposit Backstop in Wake of SVB

September 10, 2025
Bank CEOs told lawmakers at a Senate Committee hearing Wednesday (Sept. 10) that deposit insurance reform is urgently needed in the wake of the Silicon Valley Bank collapse of 2023....

Quick Reads
Banking Regulators Move to Cut Capital Requirements

March 19, 2026
The federal bank regulators are seeking comment on three proposals they said would streamline capital requirements for banks of all sizes, better align regulatory capital with risk, and maintain the safety and soundness of the banking system. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all […]

FDIC Moves to Exclude Stablecoins From Deposit Insurance

March 11, 2026
The Federal Deposit Insurance Corporation (FDIC) plans to propose rules saying that stablecoins are not eligible for FDIC pass-through insurance, and that tokenized deposits are eligible for such insurance. Get...

Affirm Applies to Establish Industrial Loan Charter

January 23, 2026
Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

FDIC Requires SouthPoint Bank to Improve Credit Risk Management

December 29, 2025
The Federal Deposit Insurance Corp. (FDIC) announced a consent order with Birmingham, Alabama-based SouthPoint Bank that concerns “charges of unsafe or unsound banking practices and/or violations of law or regulation...