Federal Deposit Insurance Corporation news and trends

FDIC Fund Increase Sparks New Fight Over Deposit Insurance Limits
Banking // November 24, 2025

The Federal Deposit Insurance Corporation’s Deposit Insurance Fund (DIF) reserve ratio increased four basis points to reach 1.40% in the third quarter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

FDIC Sues Capital One in Dispute Over Special Assessment for 2023 Bank Failures
Legal // November 18, 2025

Another lawsuit has reportedly been filed in a dispute between the Federal Deposit Insurance Corporation (FDIC) and Capital One over how much the bank should pay to help bail out depositors of two financial institutions that failed in 2023: Silicon Valley Bank and Signature Bank....

Industrial Loan Charters Surge as Nonbanks Move Into Financial Services
Banking // June 25, 2025

On June 20, Nissan North America’s financial services arm, Nissan Motor Acceptance Corp. said it submitted an application with state and federal regulators to form Nissan Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

3 Takeaways as Enforcement Actions and Data Breaches Roil BaaS Models
Banking // June 02, 2025

As nonbank enterprises offer financial services, aided by traditional financial institutions and FinTechs, the emergence of the banking-as-a-service (BaaS) model has promised to transform lending and platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Interviews & Exclusives
3 Takeaways as Enforcement Actions and Data Breaches Roil BaaS Models

June 02, 2025
As nonbank enterprises offer financial services, aided by traditional financial institutions and FinTechs, the emergence of the banking-as-a-service (BaaS) model has promised to transform lending and platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our […]

Federal Agency Clarity Will Impact Policy for Crypto Custody and Banking

April 28, 2025
The cryptocurrency growth roadmap has moved from the fringes to the financial mainstream in America. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Court Docs Show Regulator’s Crypto Freeze Was More Warning Than Ban

January 06, 2025
There has been a quiet uproar happening in the crypto space, and it’s not bitcoin’s surging price. Get the Full Story Complete the form to unlock this article and enjoy...

Thread Bank Responds to FDIC Enforcement Action

July 01, 2024
2024 is fast becoming the summer of consent orders for smaller banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Quick Reads
OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance

December 05, 2025
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) withdrew two interagency leveraged lending guidance issuances, saying the guidance was “overly restrictive.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

FDIC Fund Increase Sparks New Fight Over Deposit Insurance Limits

November 24, 2025
The Federal Deposit Insurance Corporation’s Deposit Insurance Fund (DIF) reserve ratio increased four basis points to reach 1.40% in the third quarter. Get the Full Story Complete the form to...

FDIC Sues Capital One in Dispute Over Special Assessment for 2023 Bank Failures

November 18, 2025
Another lawsuit has reportedly been filed in a dispute between the Federal Deposit Insurance Corporation (FDIC) and Capital One over how much the bank should pay to help bail out...

FDIC Says Updated Guidance Frees Banks to Trade Crypto Without Prior Approval

March 28, 2025
The Federal Deposit Insurance Corporation (FDIC) provided new guidance Friday (March 28) saying that FDIC-supervised institutions can engage in crypto-related activities without receiving prior FDIC approval, provided they adequately manage...