Interest Rates news and trends

President Trump Seeks 10% Cap on Credit Card Interest Rates
Credit Cards // January 11, 2026

President Donald Trump has called for a one-year, 10% cap on credit card interest rates. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure
BNPL // November 19, 2025

Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete...

Bitcoin Drops Below $95,000 Amid Concerns About Interest Rates and AI Investments
Cryptocurrency // November 14, 2025

Bitcoin reportedly declined for a fourth day on Friday (Nov. 14), dropping as low as $94,491.22 early in the day.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

NY Fed Prez Warns Affordability Pressures Threaten Economy
Economy // November 09, 2025

A leading Federal Reserve official warns that problems of poorer Americans could threaten economic growth. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure

November 19, 2025
Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free […]

Rising Mortgage Costs Push Affluent Families to the Financial Edge

August 04, 2025
For decades, homeownership has stood as the bedrock of the American dream — a symbol of prosperity, stability, and upward mobility. But for millions of U.S. households in 2025, that...

Fed’s Powell Tells House Committee Tariff-Based Inflation Will ‘Show Up’

June 24, 2025
Federal Reserve Chair Jerome Powell told Congress on Tuesday (June 24) that higher tariffs will likely lead to higher prices down the line – though when, and how much of,...

How Creative Financing and GenAI Are Changing the Homebuying Game

May 15, 2025
The real estate industry, like many others, is confronting structural challenges that require not only resilience but reinvention. Get the Full Story Complete the form to unlock this article and...

Quick Reads
JPMorgan CFO Says Proposed Credit Card Caps Would Hurt Consumers

January 13, 2026
A JPMorgan Chase official says the banking industry could fight proposed credit card price caps. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

President Trump Seeks 10% Cap on Credit Card Interest Rates

January 11, 2026
President Donald Trump has called for a one-year, 10% cap on credit card interest rates. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Bitcoin Drops Below $95,000 Amid Concerns About Interest Rates and AI Investments

November 14, 2025
Bitcoin reportedly declined for a fourth day on Friday (Nov. 14), dropping as low as $94,491.22 early in the day.  Get the Full Story Complete the form to unlock this...

NY Fed Prez Warns Affordability Pressures Threaten Economy

November 09, 2025
A leading Federal Reserve official warns that problems of poorer Americans could threaten economic growth. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...