Interest Rates news and trends

JPMorgan’s Dimon Says 10% Rate Cap Would Hurt 80% of Americans
Credit Cards // January 21, 2026

JPMorgan Chase CEO Jamie Dimon said a 10% credit card interest rate cap would be catastrophic, Reuters reported Wednesday (Jan. 21). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Citigroup’s Fraser Says Rate Cap Would Restrict Access to Credit
Credit Cards // January 20, 2026

Citigroup Chair and CEO Jane Fraser said Tuesday (Jan. 20) that she does not expect Congress to support the 10% cap on credit card interest rates proposed by President Donald Trump. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Bilt Debuts Cards With 10% Cap As Trump Seeks Lower Rates
Credit Cards // January 14, 2026

Bilt has debuted three credit cards letting homeowners earn points on their mortgage payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

JPMorgan CFO Says Proposed Credit Card Caps Would Hurt Consumers
Credit Cards // January 13, 2026

A JPMorgan Chase official says the banking industry could fight proposed credit card price caps. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure

November 19, 2025
Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free […]

Rising Mortgage Costs Push Affluent Families to the Financial Edge

August 04, 2025
For decades, homeownership has stood as the bedrock of the American dream — a symbol of prosperity, stability, and upward mobility. But for millions of U.S. households in 2025, that...

Fed’s Powell Tells House Committee Tariff-Based Inflation Will ‘Show Up’

June 24, 2025
Federal Reserve Chair Jerome Powell told Congress on Tuesday (June 24) that higher tariffs will likely lead to higher prices down the line – though when, and how much of,...

How Creative Financing and GenAI Are Changing the Homebuying Game

May 15, 2025
The real estate industry, like many others, is confronting structural challenges that require not only resilience but reinvention. Get the Full Story Complete the form to unlock this article and...

Quick Reads
Bank of America and Citi Consider Offering Credit Cards With 10% Interest Rate

January 22, 2026
Bank of America and Citigroup are reportedly considering offering credit cards with a 10% interest rate in response to President Donald Trump’s demand for a cap on rates. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]

JPMorgan’s Dimon Says 10% Rate Cap Would Hurt 80% of Americans

January 21, 2026
JPMorgan Chase CEO Jamie Dimon said a 10% credit card interest rate cap would be catastrophic, Reuters reported Wednesday (Jan. 21). Get the Full Story Complete the form to unlock...

Citigroup’s Fraser Says Rate Cap Would Restrict Access to Credit

January 20, 2026
Citigroup Chair and CEO Jane Fraser said Tuesday (Jan. 20) that she does not expect Congress to support the 10% cap on credit card interest rates proposed by President Donald...

Bilt Debuts Cards With 10% Cap As Trump Seeks Lower Rates

January 14, 2026
Bilt has debuted three credit cards letting homeowners earn points on their mortgage payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...