Loan Underwriting news and trends

Nova Credit to Supply Consumer-Permissioned Cash Flow Data to SoFi
Data // October 15, 2024

Digital financial services provider SoFi will leverage credit infrastructure and analytics firm Nova Credit’s consumer-permissioned data and analytics solution, Cash Atlas, to bolster its loan underwriting. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

How Cash Flow Insights Are Building Tomorrow’s Credit Products
Loans // December 12, 2023

The lending landscape is undergoing a system-level shift that promises to benefit both borrowers and lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

SMBs Lead An Effort For Faster, Safer Loan Underwriting
B2B Payments // April 26, 2021

The open banking model zeroes in on the opportunities that third-party FinTechs might have by unlocking banking data of their clients. But as the concept proliferates throughout the financial services world, providers are examining new possibilities of consensual data sharing in other ways. Get the...

Rethinking The SME Loan Underwriting Model In Southeast Asia
B2B Payments // March 10, 2020

The small business credit gap is a global issue, a problem that banks and FinTechs continue to hack away at, yet one that remains stubbornly persistent. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Interviews & Exclusives
Platform Lending Gets a $500 Million Vote of Confidence From Fortress Investment

May 21, 2025
The past few weeks have been a roller coaster for consumers. Inflation is still a fact of life, tariffs have influenced what we buy, and from whom. Earnings season has been marked by a slew of companies pulling guidance, because things are so uncertain. But consumers are keeping a tenuous hold on their spending patterns. […]

How Cash Flow Insights Are Building Tomorrow’s Credit Products

December 12, 2023
The lending landscape is undergoing a system-level shift that promises to benefit both borrowers and lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Rethinking The SME Loan Underwriting Model In Southeast Asia

March 10, 2020
The small business credit gap is a global issue, a problem that banks and FinTechs continue to hack away at, yet one that remains stubbornly persistent. Get the Full Story...

Quick Reads
Nova Credit to Supply Consumer-Permissioned Cash Flow Data to SoFi

October 15, 2024
Digital financial services provider SoFi will leverage credit infrastructure and analytics firm Nova Credit’s consumer-permissioned data and analytics solution, Cash Atlas, to bolster its loan underwriting. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]