Occ/page/4 news and trends

OCC Scraps Redundant Loan Data Rules to Ease Bank Burdens
Bank Regulation // March 03, 2026

The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and simplifying licensing requirements for corporate activities and transactions involving community banks. Get the Full Story Complete the form to unlock...

OCC Clarifies Charter Rule and Extends National Path for FinTechs
Bank Regulation // March 02, 2026

The recent increase in national bank charter activity reflects a deliberate recalibration by FinTech firms that seek to widen the range of services they offer while securing steadier funding and federal supervision. Get the Full Story Complete the form to unlock this article and enjoy...

OCC May Give Senators Warren and Scott Access to Trump Bank Application
Banking // February 26, 2026

Comptroller of the Currency Jonathan Gould said Thursday (Feb. 26) that he will consider sharing the unredacted bank charter application of World Liberty Financial, the decentralized finance company co-founded by members of the Trump family, with the chairman and the ranking member of the Senate...

OCC Proposes Reserve and Risk Rules for Stablecoins
Cryptocurrency // February 26, 2026

The Office of the Comptroller of the Currency (OCC) has issued a proposed rulemaking to implement the GENIUS Act, the stablecoin legislation that was signed into law by President Donald Trump in July 2025. Get the Full Story Complete the form to unlock this article...

Interviews & Exclusives
OCC Clarifies Charter Rule and Extends National Path for FinTechs

March 02, 2026
The recent increase in national bank charter activity reflects a deliberate recalibration by FinTech firms that seek to widen the range of services they offer while securing steadier funding and federal supervision. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional […]

Conditional Charters Pull Crypto Closer to Core of US Banking

December 12, 2025
Crypto just got chartered. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

OCC Reframes Crypto as Standard Banking Activity

December 10, 2025
U.S. banking regulators are warming up to cryptocurrency in a way never seen before. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

New OCC Head May Focus on Digital Assets and New Bank Formation

July 11, 2025
On Thursday (July 10), the United States confirmed Jonathan Gould as Comptroller of the Currency, becoming the first permanent head of the banking regulator in roughly five years. Get the...

Quick Reads
BPI Weighs Lawsuit Against OCC Over Licensing of Crypto and FinTech Firms

March 09, 2026
The Bank Policy Institute (BPI) is considering suing the Office of the Comptroller of the Currency (OCC) over the banking regulator’s decisions to allow crypto, payment and FinTech companies to operate under national bank trust charters, The Guardian reported Monday (March 9), citing an unnamed source. Get the Full Story Complete the form to unlock […]

OCC Scraps Redundant Loan Data Rules to Ease Bank Burdens

March 03, 2026
The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and simplifying licensing requirements for corporate...

OCC May Give Senators Warren and Scott Access to Trump Bank Application

February 26, 2026
Comptroller of the Currency Jonathan Gould said Thursday (Feb. 26) that he will consider sharing the unredacted bank charter application of World Liberty Financial, the decentralized finance company co-founded by...

OCC Proposes Reserve and Risk Rules for Stablecoins

February 26, 2026
The Office of the Comptroller of the Currency (OCC) has issued a proposed rulemaking to implement the GENIUS Act, the stablecoin legislation that was signed into law by President Donald...