Pay Later news and trends

Zilch Looks to Take BNPL Firm Public in 2027

September 30, 2026
Zilch
Affirm CEO Sees Greater BNPL Demand as Gas Prices Climb
BNPL // August 30, 2026

The head of buy now, pay later provider Affirm says gas prices are weighing on consumers. “The U.S. consumer undoubtedly sees the higher gas prices, so can’t, can’t ignore that,” Max Levchin said in an interview with CNBC’s “Squawk Box” Friday (Aug. 28). “They’re also...

Synchrony and PayPal Bring Special Financing to Entire Mastercard Network
BNPL // August 10, 2026

Synchrony and PayPal now offer PayPal Credit Card cardholders special financing everywhere Mastercard is accepted. This special financing is now available both in online checkout and in stores across the Mastercard network. It offers six months special financing on purchases of $149 or more, with...

FCA Sees Tests Ahead as Pay Later Law Goes Into Effect
Legal & Regulation // June 25, 2026

Starting next month, new pay later protections go into effect for British consumers. However, companies shouldn’t focus solely on the onset of those regulations, Alison Walters, director of consumer finance for the U.K.’s Financial Conduct Authority (FCA), said in a speech Thursday (June 25) at...

Klarna Pursues Everyday Spending With Bolt Mobility App Integration
Partnerships // June 17, 2026

Users of the European shared mobility platform Bolt will soon be able to use Klarna’s “pay in full” option to pay for car rides, scooters and car rentals. This capability is now being rolled out and will be fully available across Germany, Sweden, Norway and...

Interviews & Exclusives
Issuers Face a New Reality as Credit Goes Real Time

April 16, 2026
Watch more: Need to Know With Paymentology’s Stephen Bowe Credit demand may be rising, but the more pressing issue for issuers is whether their technology stacks can sustain how credit is now used, rather than how it was once structured. Stephen Bowe, chief product officer at Paymentology, framed the current environment as one where growth […]

38% of Credit Union Members Want BNPL From Their FI

April 10, 2026
Credit unions have a fresh opening in buy now, pay later (BNPL), and it is less about launching another loan product than helping members make sense of a payment habit...

Why Gen Z Uses BNPL and Installments Differently

April 03, 2026
Consumers are no longer choosing how to pay based on habit or loyalty. They are selecting financial tools with a specific outcome in mind at the moment of purchase. That...

Merchants Face Smarter Shoppers Who Know Which Payment Button to Press

March 17, 2026
Consumers are becoming far more deliberate about how they use Pay Later tools, assigning each payment option a specific role in managing their finances. The emerging pattern suggests that speed,...

Quick Reads
Zilch Looks to Take BNPL Firm Public in 2027

September 30, 2026
U.K. FinTech Zilch is reportedly in discussions with banks as it prepares to go public. The company, whose offerings include buy now, pay later (BNPL) loans, is looking to list on the London Stock Exchange, the Financial Times (FT) reported Wednesday (Sept. 30).  Sources familiar with the matter told the FT Zilch recently invited investment […]

Affirm CEO Sees Greater BNPL Demand as Gas Prices Climb

August 30, 2026
The head of buy now, pay later provider Affirm says gas prices are weighing on consumers. “The U.S. consumer undoubtedly sees the higher gas prices, so can’t, can’t ignore that,”...

Synchrony and PayPal Bring Special Financing to Entire Mastercard Network

August 10, 2026
Synchrony and PayPal now offer PayPal Credit Card cardholders special financing everywhere Mastercard is accepted. This special financing is now available both in online checkout and in stores across the...

FCA Sees Tests Ahead as Pay Later Law Goes Into Effect

June 25, 2026
Starting next month, new pay later protections go into effect for British consumers. However, companies shouldn’t focus solely on the onset of those regulations, Alison Walters, director of consumer finance...