Pay Later news and trends

BNPL Providers Look Beyond Grocery for More Wallet Share

October 15, 2026
Splitit CEO Says AI Agents Need the Full Financial Picture to Pick Pay Later
Artificial Intelligence // October 09, 2026

Watch more: Need to Know With Splitit’s Nandan Sheth Artificial intelligence could turn pay later from an offer at checkout into advice about whether financing the purchase makes sense in the first place. Doing that requires more than finding the lowest monthly payment. An agent...

Zilch Looks to Take BNPL Firm Public in 2027
IPO // September 30, 2026

U.K. FinTech Zilch is reportedly in discussions with banks as it prepares to go public. The company, whose offerings include buy now, pay later (BNPL) loans, is looking to list on the London Stock Exchange, the Financial Times (FT) reported Wednesday (Sept. 30).  Sources familiar...

Affirm CEO Sees Greater BNPL Demand as Gas Prices Climb
BNPL // August 30, 2026

The head of buy now, pay later provider Affirm says gas prices are weighing on consumers. “The U.S. consumer undoubtedly sees the higher gas prices, so can’t, can’t ignore that,” Max Levchin said in an interview with CNBC’s “Squawk Box” Friday (Aug. 28). “They’re also...

Synchrony and PayPal Bring Special Financing to Entire Mastercard Network
BNPL // August 10, 2026

Synchrony and PayPal now offer PayPal Credit Card cardholders special financing everywhere Mastercard is accepted. This special financing is now available both in online checkout and in stores across the Mastercard network. It offers six months special financing on purchases of $149 or more, with...

Interviews & Exclusives
BNPL Providers Look Beyond Grocery for More Wallet Share

October 15, 2026
The buy now, pay later (BNPL) wallet is crowded, and grocery purchases show just how much the leading providers already overlap. Between 87% and 96% of users associated with Affirm, Afterpay, Klarna and PayPal Pay Later report using BNPL for groceries, according to PYMNTS Intelligence’s “Beyond Pay in 4: How BNPL Providers Compete for First […]

Splitit CEO Says AI Agents Need the Full Financial Picture to Pick Pay Later

October 09, 2026
Watch more: Need to Know With Splitit’s Nandan Sheth Artificial intelligence could turn pay later from an offer at checkout into advice about whether financing the purchase makes sense in...

Issuers Face a New Reality as Credit Goes Real Time

April 16, 2026
Watch more: Need to Know With Paymentology’s Stephen Bowe Credit demand may be rising, but the more pressing issue for issuers is whether their technology stacks can sustain how credit...

38% of Credit Union Members Want BNPL From Their FI

April 10, 2026
Credit unions have a fresh opening in buy now, pay later (BNPL), and it is less about launching another loan product than helping members make sense of a payment habit...

Quick Reads
Zilch Looks to Take BNPL Firm Public in 2027

September 30, 2026
U.K. FinTech Zilch is reportedly in discussions with banks as it prepares to go public. The company, whose offerings include buy now, pay later (BNPL) loans, is looking to list on the London Stock Exchange, the Financial Times (FT) reported Wednesday (Sept. 30).  Sources familiar with the matter told the FT Zilch recently invited investment […]

Affirm CEO Sees Greater BNPL Demand as Gas Prices Climb

August 30, 2026
The head of buy now, pay later provider Affirm says gas prices are weighing on consumers. “The U.S. consumer undoubtedly sees the higher gas prices, so can’t, can’t ignore that,”...

Synchrony and PayPal Bring Special Financing to Entire Mastercard Network

August 10, 2026
Synchrony and PayPal now offer PayPal Credit Card cardholders special financing everywhere Mastercard is accepted. This special financing is now available both in online checkout and in stores across the...

FCA Sees Tests Ahead as Pay Later Law Goes Into Effect

June 25, 2026
Starting next month, new pay later protections go into effect for British consumers. However, companies shouldn’t focus solely on the onset of those regulations, Alison Walters, director of consumer finance...