Personal Finance news and trends

Visa’s Pismo Helps Vivi Money Launch New Financial Platform
VISA // March 23, 2026

Australian FinTech Vivi Money has debuted a financial platform built on infrastructure from Visa-owned Pismo. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
Consumer Finance // December 31, 2025

For much of the past decade, “living paycheck to paycheck” has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more complicated: a broadening spectrum of financial fragility that increasingly reaches into the middle—and, at times, higher-income—tiers. Get the Full Story...

Rising Prices Leave a Third of Consumers Saving Less
Consumer Finance // October 24, 2025

Americans are sorting themselves into distinct budgeting tribes, and not all are thriving. The latest PYMNTS Intelligence Paycheck to Paycheck 2025 report finds that while more consumers say they want to be saving more next year, the reality is that optimism often outpaces behavior. Get the Full...

OpenAI Buys Personal Finance App Roi
Acquisitions // October 07, 2025

OpenAI has acquired artificial intelligence (AI)-powered personal finance app Roi. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Interviews & Exclusives
Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers

December 31, 2025
For much of the past decade, “living paycheck to paycheck” has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more complicated: a broadening spectrum of financial fragility that increasingly reaches into the middle—and, at times, higher-income—tiers. Get the Full Story Complete the form to unlock this article and enjoy unlimited […]

Rising Prices Leave a Third of Consumers Saving Less

October 24, 2025
Americans are sorting themselves into distinct budgeting tribes, and not all are thriving. The latest PYMNTS Intelligence Paycheck to Paycheck 2025 report finds that while more consumers say they want to be...

Crypto Momentum Reshuffles PYMNTS Finance Apps Ranks

August 11, 2025
With so many companies reporting earnings over the last two weeks — including the new entry, Chime — we thought it would be a good time to take a look...

57% of Consumers Received Financial Advice in 2023

January 13, 2025
Rising inflation and stagnant incomes are forcing many Americans to reconsider their financial stability, prompting a surge in demand for personal finance advice. Economic headwinds are leaving people worried about...

Quick Reads
OpenAI Buys Personal Finance Platform Hiro

April 14, 2026
OpenAI has acquired artificial intelligence-(AI) powered personal finance startup Hiro Finance. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS […]

Visa’s Pismo Helps Vivi Money Launch New Financial Platform

March 23, 2026
Australian FinTech Vivi Money has debuted a financial platform built on infrastructure from Visa-owned Pismo. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

OpenAI Buys Personal Finance App Roi

October 07, 2025
OpenAI has acquired artificial intelligence (AI)-powered personal finance app Roi. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Monarch Money Raises $75 Million to Grow Financial Wellness Platform

May 23, 2025
Monarch Money has raised $75 million in a Series B funding round to continue growing its financial wellness platform. Get the Full Story Complete the form to unlock this article...