Personal Finance/page/2 news and trends

Rising Prices Leave a Third of Consumers Saving Less
Consumer Finance // October 24, 2025

Americans are sorting themselves into distinct budgeting tribes, and not all are thriving. The latest PYMNTS Intelligence Paycheck to Paycheck 2025 report finds that while more consumers say they want to be saving more next year, the reality is that optimism often outpaces behavior. Get the Full...

OpenAI Buys Personal Finance App Roi
Acquisitions // October 07, 2025

OpenAI has acquired artificial intelligence (AI)-powered personal finance app Roi. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Crypto Momentum Reshuffles PYMNTS Finance Apps Ranks
Mobile Applications // August 11, 2025

With so many companies reporting earnings over the last two weeks — including the new entry, Chime — we thought it would be a good time to take a look at the category of personal finance in our app provider rankings. And it’s a good...

Monarch Money Raises $75 Million to Grow Financial Wellness Platform
Investments // May 23, 2025

Monarch Money has raised $75 million in a Series B funding round to continue growing its financial wellness platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Interviews & Exclusives
Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers

December 31, 2025
For much of the past decade, “living paycheck to paycheck” has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more complicated: a broadening spectrum of financial fragility that increasingly reaches into the middle—and, at times, higher-income—tiers. Get the Full Story Complete the form to unlock this article and enjoy unlimited […]

Rising Prices Leave a Third of Consumers Saving Less

October 24, 2025
Americans are sorting themselves into distinct budgeting tribes, and not all are thriving. The latest PYMNTS Intelligence Paycheck to Paycheck 2025 report finds that while more consumers say they want to be...

Crypto Momentum Reshuffles PYMNTS Finance Apps Ranks

August 11, 2025
With so many companies reporting earnings over the last two weeks — including the new entry, Chime — we thought it would be a good time to take a look...

57% of Consumers Received Financial Advice in 2023

January 13, 2025
Rising inflation and stagnant incomes are forcing many Americans to reconsider their financial stability, prompting a surge in demand for personal finance advice. Economic headwinds are leaving people worried about...

Quick Reads
OpenAI Buys Personal Finance App Roi

October 07, 2025
OpenAI has acquired artificial intelligence (AI)-powered personal finance app Roi. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and […]

Monarch Money Raises $75 Million to Grow Financial Wellness Platform

May 23, 2025
Monarch Money has raised $75 million in a Series B funding round to continue growing its financial wellness platform. Get the Full Story Complete the form to unlock this article...

SoFi Adopts Galileo’s Cyberbank Core for Improved Commercial Payments

October 16, 2024
Digital financial services company SoFi says it has adopted its subsidiary Galileo’s cloud-based Cyberbank Core. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Brightfin Debuts Gen Z-Focused Financial Wellness App

July 18, 2024
Brightfin has debuted its financial wellness app, aimed at helping younger consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...