Personal Finances news and trends

ARM’d and Dangerous: How Adjustable Rate Mortgages Are Bleeding Millions of Americans Dry
Real Estate // August 05, 2025

For millions of Americans, the biggest threat to their personal finances and spending routines isn’t tariffs. It’s their mortgages. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Credit Card Balances Drop on Annual Basis for First Time Since ’21
Consumer Finance // July 08, 2025

Credit card performance improved for the first time in over four years despite credit card interest rates being “historically high” during the first quarter, the Federal Reserve Bank of Philadelphia said Tuesday (July 8). Get the Full Story Complete the form to unlock this article and...

JPMorgan Chase Reorganizes Private Bank to Facilitate Global Investments
Consumer Finance // July 03, 2025

JPMorgan Chase reportedly reorganized its private bank and named a global head of the bank, which is a new role. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

40% of Subprime Borrowers Have Applied for BNPL
Buy Now Pay Later // May 14, 2025

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances and improve their credit standing, according to a new PYMNTS Intelligence report. Get the Full Story Complete the form to...

Interviews & Exclusives
ARM’d and Dangerous: How Adjustable Rate Mortgages Are Bleeding Millions of Americans Dry

August 05, 2025
For millions of Americans, the biggest threat to their personal finances and spending routines isn’t tariffs. It’s their mortgages. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

40% of Subprime Borrowers Have Applied for BNPL

May 14, 2025
Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances and improve their credit standing,...

New PYMNTS Data Shows Affluent Shoppers Use Pay Later for Gucci and Groceries

April 03, 2025
Covet that designer dress at Bergdorf Goodman, but can’t pay for it because you’ve maxed out your credit cards? Increasingly, there’s another way. Get the Full Story Complete the form...

How OppFi Can Say Yes to Credit When Traditional Banks Say No

March 20, 2025
U.S. consumers hold a record $1.2 trillion in credit card debt. Right now, households are in a holding pattern, where the growth in card balances has been muted, and a...

Quick Reads
Credit Card Balances Drop on Annual Basis for First Time Since ’21

July 08, 2025
Credit card performance improved for the first time in over four years despite credit card interest rates being “historically high” during the first quarter, the Federal Reserve Bank of Philadelphia said Tuesday (July 8). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no […]

JPMorgan Chase Reorganizes Private Bank to Facilitate Global Investments

July 03, 2025
JPMorgan Chase reportedly reorganized its private bank and named a global head of the bank, which is a new role. Get the Full Story Complete the form to unlock this article and...

Stash Secures $146 Million to Add AI to Financial Guidance Platform

May 12, 2025
Stash has secured $146 million in a Series H funding round to deepen its investment in artificial intelligence (AI) for its financial guidance platform. Get the Full Story Complete the...

Fidelity Launches IRA That Allows Direct Investments in Crypto

April 02, 2025
Fidelity Investments has launched a new IRA plan that lets investors directly invest in crypto, including bitcoin, ether and litecoin. Get the Full Story Complete the form to unlock this article...