Transaction Data news and trends

Optimizing Digital Transactions: A Data-Driven Approach to Increasing Approval Rates
Mastercard // October 28, 2024

Successful digital transactions are an essential part of business. However, that doesn’t mean that all digital payment solutions used to ensure those transactions go through are created equal. “All payment networks sit on a ton of payments data,” Tine Fincioen, executive vice president for digital...

Here’s How ‘Hyper-Personalized’ Digital Loyalty Programs Look
Loyalty & Rewards // December 07, 2022

Technology rarely sits in the back seat, but for next-generation loyalty plans, that’s the case. While much has been made about the disruption that technology and the great digital shift have made in commerce and financial services, Mladen Vladic, general manager of loyalty services at...

J. P. Morgan: Using Transaction Data To Help Merchants Optimize Cash Flow
Data // October 07, 2020

As merchants accelerate their digitization roadmaps, the volume of data they’re able to work with increases. But data in payment transactions provides an often-untapped opportunity for merchants to optimize their payment operations and grow their businesses, Tony Wimmer, head of data analytics for J.P. Morgan...

Payment Rail Innovators Focus On B2B Payments Data
B2B Payments // June 30, 2020

Whether building solutions on existing rails like ACH, or developing new infrastructure to bypass legacy tools, payment rail innovators are placing a new emphasis on data. This week’s exploration of Payment Rail Innovation finds industry players including Nacha and Boost Payment Solutions emphasizing B2B payment...

Interviews & Exclusives
Optimizing Digital Transactions: A Data-Driven Approach to Increasing Approval Rates

October 28, 2024
Successful digital transactions are an essential part of business. However, that doesn’t mean that all digital payment solutions used to ensure those transactions go through are created equal. “All payment networks sit on a ton of payments data,” Tine Fincioen, executive vice president for digital transformation at Mastercard, told PYMNTS, “but where we differentiate is […]

Here’s How ‘Hyper-Personalized’ Digital Loyalty Programs Look

December 07, 2022
Technology rarely sits in the back seat, but for next-generation loyalty plans, that’s the case. While much has been made about the disruption that technology and the great digital shift...

J. P. Morgan: Using Transaction Data To Help Merchants Optimize Cash Flow

October 07, 2020
As merchants accelerate their digitization roadmaps, the volume of data they’re able to work with increases. But data in payment transactions provides an often-untapped opportunity for merchants to optimize their...

Commercial Cards: It’s All About The Data

February 04, 2020
Once reserved for only the largest and most sophisticated firms, automated enterprise resource planning (ERP) and accounting platforms are now accessible for even the smallest of businesses, and data from...

Quick Reads
Olo: Restaurants’ Guest Transaction Data Key to Increasing Profitable Traffic

February 25, 2025
Guest transaction data is proving to be a valuable resource as restaurants grapple with rising costs and decreasing traffic, executives at restaurant technology provider Olo said Tuesday (Feb. 25). The company’s solutions have demonstrated this by helping restaurants generate guest transaction data and then use it to gain actionable insights, create personalized marketing and increase […]

GDPR Compliance Stalls EMEA Acquisition Activity

November 13, 2018
A new survey shows that an increasing number of mergers and acquisitions (M&As) are not going through because of concerns over General Data Protection Regulation (GDPR) compliance. According to a...

Mastercard Blockchain Patent Would Support Multiple Currencies

October 10, 2018
Mastercard has been awarded a patent for a proposed blockchain system that would support multiple types of currency. According to Coindesk, the patent describes how a firm may need to...