A collaboration between PYMNTS Intelligence and Visa Direct, “Moving Money at the Speed of Life: Same Payout, Different Experience With Government Disbursements,” examines how U.S. recipients experience government disbursements and why speed is becoming more important. Government disbursement experiences are not the same for every...
Digital wallets are gaining ground not only among consumers who prize speed, but among those using the apps to keep tighter control of strained household budgets. That shift emerges in “The New Checkout: Crimped Consumers Lean Into Online Retail and Digital Wallets,” a PYMNTS Intelligence...
For young subprime consumers, the clearest sign of financial pressure may show up not at the checkout counter, but at the doctor’s office. The PYMNTS Intelligence report “Who Is the Subprime Consumer? A Behavioral Profile” found that subprime consumers are not a temporary slice of the...
Consumers are still spending, but many are doing it with less room for error. That’s the central finding from “The Inflation Mirage: What Rising Spending Hides About Consumer Demand,” the latest edition of the PYMNTS Consumer Expectations Index, a PYMNTS Intelligence series based on a June survey of 2,028...
Consumer spending has become less about confidence and more about financial capacity, and that shift is giving banks and payments providers a clearer map of growth opportunities. That is one of the clearest messages from “The Three-Speed Consumer Economy: How Financial Capacity Is Rewriting Spending...
Artificial intelligence (AI) is beginning to influence a part of commerce that has traditionally belonged to consumers: choosing how to pay. For years, Pay Later providers competed for attention at checkout through marketing, merchant placement and promotional financing. New PYMNTS Intelligence research with Splitit suggests...
American consumers are increasingly pessimistic about their job prospects, according to new Conference Board data. The June installment of the board’s Employment Trends Index (ETI), released Monday (July 6) showed that the share of consumers who reported that “jobs are hard to get” climbed to...
Younger Americans are increasingly residing with their parents to offset the high cost of living. That’s according to a report Saturday (July 4) from The Wall Street Journal (WSJ) which says that the notion of a twenty-something still living at home has gone from a...
Consumers still have a strong appetite to spend, but many have lost the room in their budgets to act on it. New PYMNTS Intelligence research suggests that while financial pressures continue to shape household decisions, the desire to make purchases remains intact. That distinction offers...