It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing catch-up with monthly bills. Only it doesn’t always work that way. Higher earners with more than $100,000 in annual household...
Consumers are girding for higher inflation over the short term and long term, while sentiment is souring on job prospects for the next few months. The August 2025 Survey of Consumer Expectations (SCE) conducted by the New York Fed released Monday (Sept. 8) indicates that...
Spending by America’s Hispanic consumers is reportedly slowing amid tariff and immigration-related concerns. Consumption among these families barely increased during the year through June, Bloomberg News reported Saturday (Sept. 6), citing data from research firm Numerator. Spending among white and Black households was up, though...
Consumer spending, the main engine that drives the U.S. economy, continues to lay a solid foundation for growth. The Bureau of Economic Analysis published Thursday (Aug. 28) its second estimate for the second quarter of the year’s GDP. The headline number indicated that real GDP...
They’re not just digital natives, they’re digital pragmatists. Gen Z has quietly rewritten how Americans shop, save, spend, hustle and heal, and the rest of the market is already catching up. “The Gen Z Decoder Ring,” from PYMNTS Intelligence, draws on 25,000+ consumer responses to decode...
This week will see Walmart and other major U.S. retailers report their quarterly earnings. And as Bloomberg News noted in a report Saturday (Aug. 16), these numbers will offer a glimpse into how U.S. consumers are coping with White House tariffs. While consumer spending has...
When it comes to escaping the paycheck-to-paycheck grind, men are more likely than women to think they can simply tighten their belts. However, women, who are responsible for managing daily expenses, have a better sense of what can and can’t be cut when it comes...
By the 1920s, cars and telephones had changed how people connected. Young adults could travel on their own and make plans without meeting in person. It felt revolutionary to their parents, but they were still doing what people had always done. They met friends, went...
Consumer credit presents a challenge for financial institutions, as new research reveals revenue and customer relationships at stake when preferred payment methods become unavailable. The PYMNTS Intelligence report “What Consumers Do When Their Go-to Credit Choice Is Unavailable” examines how consumers manage expenses when their...