Fintech

Experian now offers consumers a high-yield digital savings account. Available to consumers who have a paid membership with the company, the new Experian Smart Money Digital Savings Account currently offers variable ...

The Middle East is proving itself as fertile ground for FinTech investment and innovation. The region combines high smartphone penetration, young demographics and state-backed modernization of payment rails. Governments across the ...

Uber is expanding its payments partnership with FinTech platform Adyen. “The expanded partnership reflects Uber’s growing use of Adyen’s global payments platform to enhance performance and offer more alternative payment methods ...

“FinTechs Tap Embedded Payments to Deepen Customer Relationships” finds that embedded finance has become a competitive differentiator, enabling FinTechs to weave payments and other financial functions directly into their digital ...

Not long ago, FinTechs and credit unions often approached each other from opposite sides of the same market. Today, they increasingly meet in the middle, trading rivalry for collaboration as both ...

Blockchain analytics firm TRM Labs secured $70 million in a Series C funding round, propelling the company to a $1 billion valuation, according to a Wednesday (Feb. 4) press release. The ...

Community banks still trade on proximity and relationships, but their appeal now hinges just as much on whether they can deliver modern digital services. PYMNTS Intelligence data shows that 32% of ...

Watch more: Monday Conversation with PicPay’s Eduardo Chedid PicPay’s entry into U.S. public markets last week was not just about ringing the NASDAQ opening bell. It was a statement about where ...

Walmart-backed FinTech OnePay has debuted a feature letting customers file their taxes through its app. The new service, announced Wednesday (Jan. 28), is being offered in partnership with embedded tax technology platform april, and ...

Brazilian FinTech PicPay has raised $434 million in its U.S. initial public offering. The company announced Wednesday (Jan. 28) evening that it had sold 22.8 million shares at $19 each, the ...

Mastercard has introduced a new accreditation framework designed to streamline market entry for financial-technology startups in the United Kingdom, according to a Jan. 15 press release. The initiative, titled “BIN Sponsor ...

British FinTech Revolut has officially launched its banking operations in Mexico. Revolut Bank S.A Institución de Banca Múltiple is the first bank the company has established and launched outside continental Europe, Revolut said ...

Crypto payments network Mesh is planning to expand its network after raising $75 million. The new funding round values Mesh at $1 billion, Bloomberg News reported Tuesday (Jan. 27), and will ...

Credit union innovation is no longer something that happens quietly in the background. It has become a defining factor in how these institutions compete, grow and serve members in a ...

The 21st century has seen a shift in how nonbanks enter the financial system. During 2025, the Office of the Comptroller of the Currency (OCC) received 14 de novo charter applications, ...

Blockchain infrastructure firm Zerohash is in discussions to raise $250 million, CoinDesk reported Monday (Jan. 26). The new funding would value the company at $1.5 billion, the report said, citing an ...

Canada-based business finance platform Float Financial raised nearly 100 million Canadian dollars (about $73 million) in new funding, according to a Monday (Jan. 26) press release. The financing came in the ...

HealthTech startup Tandem Technology achieved a valuation of $1 billion, Bloomberg News reported Monday (Jan. 26). The company, which aims to use artificial intelligence to ease the process of writing and ...

Revolut is shifting its U.S. playbook again. The U.K.-headquartered FinTech has dropped plans to buy an American bank and is now preparing to pursue a standalone U.S. banking license, a ...

At the World Economic Forum in Davos, global banking chiefs, FinTech leaders and regulators converged on a shared reality: AI is reshaping finance faster than institutions can adapt alone. The path ...

For millions of people paid in digital dollar stablecoins, the hardest part isn’t getting the money. It’s using it. When a freelance designer in Buenos Aires invoices a U.S. client in ...

Argentinian FinTech Pomelo raised $55 million in new funding. The company’s Series C round brings its total funding to $160 million and will allow Pomelo to grow its presence in Latin ...

Brazilian digital bank PicPay is targeting a $2.46 billion valuation when it goes public in the United States. The company aims to raise up to $434.3 million in its initial public ...

Revolut has added Peru as the next stop in its ongoing Latin American expansion effort. The U.K. FinTech announced Monday (Jan. 19) that it has applied for a full banking license ...

Brazil-based digital bank Inter has gotten regulatory approval to do business in the U.S. Inter has received permission from the Federal Reserve and Florida Office of Financial Regulation to establish a ...

Watch more: TechReg Talks: Davis Wright Tremaine’s Steve Gannon The pursuit of bank charters by FinTechs and cryptocurrency-focused firms is accelerating, driven less by novelty and more by pragmatism. As these ...

Card programs have become tools in modern payments, enabling banks, FinTechs and non-financial brands to extend financial services, deepen customer relationships and unlock new revenue streams. However, as their reach expands, ...

“For last year’s words belong to last year’s language. And next year’s words await another voice.” — T.S. Eliot When T.S. Eliot wrote those lines in 1942, he was pointing to a ...

The CFPB’s decision to dial down enforcement of BNPL and other nonbank credit products hasn’t created a vacuum. It has invited fifty competing rulebooks to take its place.

Global digital payments provider Checkout.com secured approval for a Georgia bank charter. The approval for its Merchant Acquirer Limited Purpose Bank (MALPB) charter from the Georgia Department of Banking and Finance ...

Walmart-backed FinTech OnePay is now reportedly a $4 billion company. OnePay reached that valuation, up from $2.5 billion in 2024, after repurchasing shares from employees, Bloomberg News reported Friday (Jan. 9), ...

Brazilian FinTech Agibank reportedly may postpone a planned initial public offering (IPO) in the United States after Brazil’s social security system suspended one of the firm’s main businesses. The social security ...

Revolut’s international expansion plans could reportedly take the FinTech to Turkey. The company is in discussions to acquire Turkish digital bank FUPS, Bloomberg reported Wednesday (Jan. 7), citing unnamed sources. No decisions ...

Connection to the Federal Reserve has always meant more than mere plumbing. It is the difference between operating at the edge of the financial system and being wired into its core, ...

Watch more: TechReg Talks with Rodney Hood The U.S. banking charter, as the name implies, has traditionally been the preserve of legacy institutions built on branches, balance sheets and incremental change. In ...

An industry once dominated by national banks is being reshaped as FinTechs turn their attention to smaller institutions, with credit unions emerging as the partnership destination of choice. That shift is ...

PicPay, the Brazilian mobile banking and instant-payments provider, has filed for a U.S. initial public offering (IPO), marking one of the most closely watched Brazil-linked FinTech listings since the region’s ...

Berlin-based embedded finance platform Solaris has a new chief executive. Carsten Höltkemeyer, the firm’s CEO, stepped down at the end of 2025, the company said in its announcement last week. Steffen Jentsch, chief information officer and ...

Latin America has captured an outsized share of global attention in recent weeks as geopolitics, elections and monetary pressures sharpen focus on emerging markets. Despite the volatility in the region, however, ...

Interest in prediction markets has reportedly fueled an increase in FinTech venture funding. Financial technology companies worldwide raised $55.94 billion from venture groups during 2025, Bloomberg News reported Wednesday (Dec. 31), citing PitchBook ...

For many financial institutions, particularly small banks and credit unions, collaborating with FinTechs has become one of the most effective ways to modernize products, improve customer experiences and remain competitive ...

Once sharply focused on an expansive enforcement agenda, the Consumer Financial Protection Bureau (CFPB) has reprioritized matters it pursues, amended or scaled back certain actions, and faces an (at best) ...

Ex-FTX executive Brett Harrison raised $35 million for his perpetual futures exchange startup, The Information reported Tuesday (Dec. 23). The new funding round values Architect Financial Technologies at $187 million, according ...

If there was a single through line in PYMNTS’ 2025 conversations with the major card networks, banks and FinTechs, it was that “payments” is no longer treated as a discrete ...

The CFPB has allocated $46 million to victims of Synapse Financial Technology’s collapse. The Consumer Financial Protection Bureau (CFPB) announced the payment from its Civil Penalty Nov. 28, though it came ...