PYMNTS Intelligence

Retailers Elevate Embedded Finance as Risk and Complexity Rise
Retailers Elevate Embedded Finance as Risk and Complexity Rise
December 22, 2025  |  Retail

Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to...

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Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025  |  Loyalty & Rewards

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full...

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The New Embedded Finance Playbook: Buy, Integrate, Scale
The New Embedded Finance Playbook: Buy, Integrate, Scale
December 22, 2025  |  B2B Payments

The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which...

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AI-Driven Convenience Is Replacing Traditional Shopping for Consumers
AI-Driven Convenience Is Replacing Traditional Shopping for Consumers
December 19, 2025  |  eCommerce

Consumers are increasingly comfortable completing purchases directly inside artificial intelligence (AI) platforms, signaling a potential shift in how digital commerce journeys are structured. Get the...

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B2B Platforms Bring Finance to the Moment Decisions Are Made
B2B Platforms Bring Finance to the Moment Decisions Are Made
December 19, 2025  |  B2B Payments

It’s a turbulent landscape out there for B2B enterprises. And B2B platforms have a front-row seat to the environment. Get the Full Story Complete the...

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Why Pay Timing Is Becoming the New Financial Fault Line
Why Pay Timing Is Becoming the New Financial Fault Line
December 19, 2025  |  Consumer Insights

The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a...

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Everyday Planning and Shopping Lead Consumer Shift to AI Assistants
Everyday Planning and Shopping Lead Consumer Shift to AI Assistants
December 18, 2025  |  Artificial Intelligence

Consumers are increasingly open to letting artificial intelligence (AI) move beyond answering questions and begin acting on their behalf, but that willingness remains selective and...

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Inflation Cools Overall But Consumers Stay Value-Driven
Inflation Cools Overall But Consumers Stay Value-Driven
December 18, 2025  |  Economy

After weeks of a government shutdown, economic data continue to roll in, and the latest inflation figures sketch a picture that is far from definitive....

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Employers Encourage AI at Work, With or Without Guardrails
Employers Encourage AI at Work, With or Without Guardrails
December 18, 2025  |  artificial intelligence

Artificial intelligence (AI) is becoming a default tool at work because it is delivering measurable productivity gains. New PYMNTS Intelligence survey data shows most employers...

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