PYMNTS Intelligence

Small Businesses Want Credit That Works Their Way
Small Businesses Want Credit That Works Their Way
November 04, 2025  |  SMBs

For small and mid-sized companies, credit has evolved from a safety net into a growth engine, and what businesses want from it is changing fast....

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63% of Cardholders Don’t Understand Credit Limit Decisions
63% of Cardholders Don’t Understand Credit Limit Decisions
November 03, 2025  |  Credit Cards

Credit card issuers have spent decades refining the science of credit scoring. But the latest research from PYMNTS Intelligence and Elan Credit Card suggests that...

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Gen Z Out-Saves Older Generations by 28%
Gen Z Out-Saves Older Generations by 28%
October 31, 2025  |  Consumer Insights

The most revealing statistic in The Gen Z Decoder Ring isn’t that Generation Z racks up 425 digital activity days each month, more than double that of...

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Bad Customer Service Drives 85% of Consumers to Seek Chargebacks
Bad Customer Service Drives 85% of Consumers to Seek Chargebacks
October 30, 2025  |  Fraud Prevention

For years, merchants treated fraud prevention like seasonal window dressing — a necessary expense to get through the holiday rush. But this year’s PYMNTS Intelligence-Worldpay...

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Trust Beats Features in the Next Phase of Embedded Finance
Trust Beats Features in the Next Phase of Embedded Finance
October 29, 2025  |  eCommerce

Embedded finance has evolved from an emerging trend into a defining force behind marketplace success. Get the Full Story Complete the form to unlock this...

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AI Agents Are Moving to the Front of the Checkout Line
AI Agents Are Moving to the Front of the Checkout Line
October 29, 2025  |  Artificial Intelligence

As shoppers increasingly rely on AI assistants to search, compare and buy, the traditional customer journey is disappearing. Instead of typing into search bars, consumers...

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21% More Invoices Paid Early Signal a New Era of Supplier Trust
21% More Invoices Paid Early Signal a New Era of Supplier Trust
October 28, 2025  |  Working Capital

The surprise in the 2024-2025 Growth Corporates Working Capital Index isn’t that companies managed their cash better. Get the Full Story Complete the form to unlock...

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Instant Pay Turns Every Payout Into a Loyalty Opportunity
Instant Pay Turns Every Payout Into a Loyalty Opportunity
October 28, 2025  |  Money Mobility

In the instant economy, how fast money moves determines how people work, spend and stay loyal. The new “Money Mobility Ecosystem: Meeting Recipient Expectations in...

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CHNGNetwork: Where the Next Version of the Economy Is Being Written
CHNGNetwork: Where the Next Version of the Economy Is Being Written
October 27, 2025  |  Connected Economy

The next version of the global economy is being written. Every so often, there are moments when you can feel that the ground beneath us...

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